Rynek ubezpieczeń produkcji rolniczej

• Autorzy: Cezary Klimkowski

Warianty tytułu

Agricultural Production Insurance Market

• Języki publikacji: PL

Abstrakty

Celem artykułu jest przybliżenie problemów związanych z funkcjonowaniem ubezpieczeń produkcji rolniczej. W Polsce nie istnieje system subsydiowania tych ubezpieczeń. W konsekwencji rolnicy tylko sporadycznie korzystają z ochrony ubezpieczeniowej.

EN

Insufficient information is the main reason for the limited number of concluded contracts of insurance against losses in the process of agricultural production. Barriers to information flow distort both the demand and supply curves. Consequently, the prices at which insurance protection is offered are too high in the opinion of most farm producers. Since a well-functioning agricultural production insurance market would involve many measurable advantages, governments of many states intervene in order to cut insurance policy prices. Nevertheless, as a result of the unsolved problem of information asymmetry, usually only a small group of farms, involved in particularly risky kinds of production, as well as private insurers become the main beneficiaries of these activities. (original abstract)

Słowa kluczowe

PL

Produkcja rolna; Ubezpieczenia; Ubezpieczenia rolnicze

EN

Agricultural production; Insurances; Agriculture insurance

• Czasopismo: Gospodarka Narodowa
• Rocznik: 2004
• Numer: nr 9
• Strony: 55--73

Twórcy

autor

Cezary Klimkowski

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