Warianty tytułu
Agricultural Production Insurance Market
Języki publikacji
Abstrakty
Celem artykułu jest przybliżenie problemów związanych z funkcjonowaniem ubezpieczeń produkcji rolniczej. W Polsce nie istnieje system subsydiowania tych ubezpieczeń. W konsekwencji rolnicy tylko sporadycznie korzystają z ochrony ubezpieczeniowej.
Insufficient information is the main reason for the limited number of concluded contracts of insurance against losses in the process of agricultural production. Barriers to information flow distort both the demand and supply curves. Consequently, the prices at which insurance protection is offered are too high in the opinion of most farm producers. Since a well-functioning agricultural production insurance market would involve many measurable advantages, governments of many states intervene in order to cut insurance policy prices. Nevertheless, as a result of the unsolved problem of information asymmetry, usually only a small group of farms, involved in particularly risky kinds of production, as well as private insurers become the main beneficiaries of these activities. (original abstract)
Twórcy
autor
Bibliografia
- Barnett B.J., [2003], The Federal Crop Insurance Program: Opportunities and Challenges, praca prezentowana na Agricultural Outlook Forum, 20 lutego.
- Barnett B.J., [2004], Agricultural Index Insurance Products: Strengths and Limitations, praca prezentowana na Agricultural Outlook Forum, 19 lutego.
- Froot K.A., [1999], The Market for Catastrophe Risk: a Clinical Examination, National Bureau of Economic Research, Cambridge.
- Glauber J.W., Collins K.J., [2002], Crop Insurance, Disaster Assistance, and the Role of the Federal Government in Providing Catastrophic Risk Protection, Agricultural Finance Review, Vol. 62, Nr 2.
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- Kunreuther H., Pauly M., [2000], Insurance Decision Making and Market Behavior, (http://www.nber.org/~confer/2000/inss00/howard.pdf).
- Risk Management Tools for EU Agriculture. With a special focus on insurance, European Commission, Directorate-General Agriculture, 2001, Bruksela.
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- Zimmerli P., [2003], Natural catastrophes and reinsurance, Swiss Reinsurance Company, Zurich.
Typ dokumentu
Bibliografia
Identyfikatory
Identyfikator YADDA
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