Financial Ethics of Polish Consumers
The contemporary society is more and more often described as a credit society, as the use of credit is becoming a common way of achieving economic goals of people, satisfying their needs and coping with various difficulties. The statistical data confirms, that both the number of given loans and their joint volume tend to rise in most countries, including Poland. Consumer credit had become a necessary institution in the market economy, a factor conducive to economic development of the country and efficient functioning of households. (fragment of text)
- Ando, A., Modigliani, F. (1965), The “Life Cycle” Hypothesis of Saving: Aggregate Implications and Tests. American Economic Review, Vol. 53, No. 1.
- Boatright, ].R. (1999), Ethics in Finance, Blackwell Publishers, Maiden Mass.
- Corruption Perception Index 2006, www.transparency.org
- Kołakowski, L. (2001), Mini Lecture on Maxi Subjects, Znak, Kraków (in Polish).
- Kosterlitz, J. (1997), Over the Edge. National Journal, No. 29(18).
- Lewicka-Strzałecka, A. (2006), Economic Morality in the European Countries, in: Domański, Ostrowska, H.A., Sztabiński, P.B. (eds.), In the Middle of Europe, IFiS PAN Publ., Warszawa (in Polish).
- Lepczyński, B., Penczar, M. (2006), Consumer Indebtedness in Bank, Institute for Market Economy Research, Gdańsk (in Polish).
- Niemi-Kiesilaien, J., Henrikson, A.S. (2005), Report on Legal Solution to Debt Problems in Credit Societies, Strasbourg: Council of Europe.
- Ossowska, M. (1985), Bourgeois Morality, Ossolineum, Wroclaw (in Polish).
- Springer, W. (2006), Consumer Bankruptcy, CeDeWu, Warszawa (in Polish).
- Żywicki, T. (2003), Why So Many Bankruptcies and What To Do About It: An Economic Analysis of Consumer Bankruptcy Law and Bankruptcy Reform, George Mason Law & Economic Research Paper, No. 03-46.