Tendencje rozwoju rynku ubezpieczeń majątkowych i życiowych w Polsce w latach 1991-2003

• Autorzy: Stanisław Wieteska

Warianty tytułu

Development Trends of Property and Life Insurance in Poland between 1991 and 2003

• Języki publikacji: PL

Abstrakty

Celem artykułu jest wskazanie na podstawowe tendencje w zakresie struktury ilościowej i jakościowej rynku ubezpieczeń w Polsce w analizowanym okresie. Artykuł powstał w oparciu o opracowania nadzoru ubezpieczeń z lat 1995-2003, a także biuletyny Polskiej Izby Ubezpieczeń. (fragment tekstu)

EN

The life and property insurance market in Poland has been developing dynamically since 1990. The legal foundations of insurance activities have been laid down in order to make the insurance companies act in a market-oriented way. The structure of the insurance market is gradually changing in terms of the share that particular companies have in it as well as in terms of the types of sold insurance policies. The development of the insurance market is by no means trouble free. The problems it faces come about as a result of a specific nature of events, threats of various dangers. The share of foreign capital in the capital structure of insurance companies dealing in both life insurance as well as property insurance is systematically growing. The authors describe a dynamic increase of a written premium, paid out compensations and the level of provision cover ratios in insurance companies. The analysed insurance market is serviced by agents (around 320 thousands), brokers (45 thousands) as well as 71 insurance companies. The authors present also technical accounts of insurance companies. Various aspects of competition between insurance companies are also observed. The article includes an analysis of numerous statistical data which presents the trends and directions of change on the insurance market. (original abstract)

Słowa kluczowe

PL

Analiza rynku ubezpieczeń; Rynek ubezpieczeniowy; Statystyka ubezpieczeniowa; Towarzystwa ubezpieczeniowe

EN

Insurance market analysis; Insurance market; Insurance statistics; Insurance company

• Czasopismo: Acta Universitatis Lodziensis. Folia Oeconomica
• Rocznik: 2005
• Tom: 186 Gospodarka, zarządzanie, przestrzeń
• Strony: 89--100

Twórcy

autor

Stanisław Wieteska

• Uniwersytet Łódzki

Bibliografia

• Rocznik Ubezpieczeń i Funduszy Emerytalnych 2004, Komisja Nadzoru Ubezpieczeń i Funduszy Emerytalnych, s. 59
• T. Tulińska, Rozwój rynku ubezpieczeń w Polsce w latach 1990-2002, „Monitor Ubezpieczeniowy" 2004, nr 21, s. 24-29