Wykorzystanie metod ilościowych do pomiaru konkurencji w polskim sektorze bankowym

• Autorzy: Małgorzata Pawłowska

Warianty tytułu

Quantitative methods in Competition analysis in Polish banking sector

• Języki publikacji: PL

Abstrakty

Celem opracowania było oszacowanie poziomu konkurencji polskiego sektora bankowego z wykorzystaniem trzech modeli: modelu Panzara i Rosse (P-R), indeksu Lernera oraz metody zaproponowanej przez Boonea. Badanie konkurencji przeprowadzono na danych obejmujących lata 1997-2008. Wyniki analizy ilościowej wykazały, że poziom konkurencji w polskim sektorze bankowym był zbliżony do poziomu konkurencji występującego w sektorach bankowych krajów strefy euro i wskazywał na konkurencję monopolistyczną (zgodnie z wynikami metody P-R). W analizowanym okresie, silnym impulsem wzrostu konkurencji w sektorze bankowym był proces przystąpienia Polski do Unii Europejskiej, metoda P-R, indeks Lernera oraz metoda Boonea wykazały wzrost konkurencji przed przystąpieniem do UE. W 2008 r. zaobserwowano spadek konkurencji w polskim sektorze bankowym. Takie same kanały (wzrost fuzji i przejęć oraz deregulacja), które działały na zmiany konkurencji sektorów bankowych w krajach strefy euro, działały na Polski sektor bankowy z uwagi na zaangażowanie kapitału zagranicznego. (abstrakt ze strony domowej wydawcy)

EN

The purpose of the study was to estimate the degree of competition in the Polish banking sector between 1997 and 2008 with the use of three models: Panzar and Rosse (P-R) model, Lerner index and Boon's method. Results of the quantitative analysis show that the level of competition in the Polish banking sector during the analysed period was similar to the that of other euro zone countries and indicated a monopolistic competition (in accordance with the results of the P-R model). In 2008, it was observed the decrease in competition in the Polish banking sector. A strong driver for the competition growth in the banking sector was the process of Poland's accession to the European Union. The P-R model, the Lerner index and the Boone method showed an increase in the competition before the accession to EU. The same channels (increase in mergers and acquisitions and deregulation) which affected changes in the competition of banking sectors in the euro zone countries, affected the Polish banking sector due to the involvement of capital from the euro zone. (original abstract)

Słowa kluczowe

PL

Konkurencja; Koncentracja; Sektor bankowy; Metody ilościowe

EN

Competition; Concentration; Banking sector; Quantitative methods

• Czasopismo: Finanse : czasopismo Komitetu Nauk o Finansach PAN
• Rocznik: 2011
• Numer: nr 1(4)
• Strony: 7--30

Twórcy

autor

Małgorzata Pawłowska

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