The Determinants of Bank Capital Ratio on the Market Efficiency of Albanian Banks

• Autorzy: Rovena Troplini

Warianty tytułu

Determinanty wskaźnika kapitału bankowego a efektywność albańskich banków

• Języki publikacji: EN

Abstrakty

EN

The purpose of the study is to measure the effect of capital structure on the performance of Albanian Banks. So in this study, only Tobin's Q is used to measure the bank performance/ efficiency. No other study has been conducted for Albanian financial institutions to find out what the variable affecting bank performance are. This paper is focused on financial institutions because almost 95.5% of the financial system is covered by the banking sector. Among three performance measures (ROA, ROE and Tobin's Q),Tobin's Q was chosen as a proxy. (fragment of text)

Niniejsza praca ma na celu określenie związku pomiędzy skutecznością rynkową a strukturą kapitałową instytucji finansowych w Albanii. W pracy zaproponowano model badania wpływu wybranych zmiennych takich jak: stopa zwrotu z aktywów (ROA), wskaźnik udziału depozytów w aktywach, wskaźnik udziału kredytów w aktywach oraz wskaźnik udziału kredytów w depozytach na rentowność kapitału własnego (efektywność banku). Ustalono, że jedynie takie mechanizmy jak dźwignia finansowa oraz kredyty/depozyty wywierają znaczący negatywny wpływ na rentowność banku, natomiast inne zmienne, po ponownym zastosowaniu funkcji regresji, okazały się być nieistotne. (abstrakt oryginalny)

Słowa kluczowe

EN

Bank capital; Banks' efficiency; Financial institutions

PL

Kapitał bankowy; Efektywność banków; Instytucje finansowe

• Czasopismo: Folia Pomeranae Universitatis Technologiae Stetinensis. Oeconomica
• Rocznik: 2013
• Numer: nr 73
• Strony: 199--209

Twórcy

autor

Rovena Troplini

• Universiteti Aleksandër Moisiu Durrës, Albania

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