Methods of increasing bank capital effectiveness. Part 3

• Autorzy: Tomasz Cicirko
• Języki publikacji: EN

Abstrakty

EN

The present study is a continuation of author's deliberations on the area of commercial bank capital management. The deliberations are presented in three closely related sections. Part 11 is devoted to the presentation of the idea and classification of bank capital. Part 2 refers to the modern effectiveness measures based on bank capitals. Part 3 is devoted to the practical aspects of the issues discussed before and includes the summary of the three sections of the publication. The author presents the process of capital effective allocation (capital re-allocation). This process allows for the elimination of the phenomenon of not using the excess of allocated capital by some bank units and increase the effectiveness of used capitals, in particular in the case of imposition of limits and restrictions on the bank. The study also indicates the solution of including the active reallocation of capital in the ICAAP process. The publication is crowned with the author's self-designed "capital bank" concept: the solution fulfils the bank expectations in the area of making business decisions and enters the modern motivational system. The solution may constitute the basis for the used capital effectiveness measurement and control the bank capital adequacy at the same time. The "capital bank" concept is a system of internal settlements based on capital transfer prices (CTP). (original abstract)

Słowa kluczowe

EN

Banks; Private banks; Bank balance; Banking; Banks finance; Banks' efficiency; Bank capital; Assessment of the financial condition of the bank; Bank accounting; Profitability of banks; Banking strategy; Bank management; Banking system

PL

Banki; Banki prywatne; Bilans banku; Bankowość; Finanse banków; Efektywność banków; Kapitał bankowy; Ocena kondycji finansowej banku; Rachunkowość bankowa; Rentowność banków; Strategia banku; Zarządzanie bankiem; System bankowy

• Czasopismo: Journal of Management and Financial Sciences
• Rocznik: 2012
• Tom: 5
• Numer: nr 9
• Strony: 33--59

Twórcy

autor

Tomasz Cicirko

• Szkoła Główna Handlowa w Warszawie

Bibliografia

• Cicirko T., Miary rentowności kapitałów w praktyce bankowej. Propozycje modyfikacji i zmian w modelach rentowności. Own research, SGH, 2009.
• Cicirko T., Methods of increasing bank capital effectiveness - part 1, "Journal of Management and Financial Sciences", Volume II, SGH, October 2009.
• Gup B. E., The New Basel Capital Accord: Is 8% adequate?, Thomson, New York 2004.
• Iwanicz-Drozdowska M., Zarządzanie finansowe bankiem, PWE, Warsaw 2010.
• Marcinkowska M., Standardy kapitałowe banków. Bazylejska Nowa Umowa Kapitałowa w polskich regulacjach nadzorczych, Regan Press, Warsaw, 2010.
• Matten Ch., Zarządzanie kapitałem bankowym - alokacja kapitału i pomiar wyników, Dom Wydawniczy ABC, Warsaw 2000.