Catastrophic Risk Financing Models for Sustainable Development

• Autorzy: Anna Doś

Warianty tytułu

Modele finansowania ryzyka katastroficznego na ścieżce rozwoju zrównoważonego

• Języki publikacji: EN

Abstrakty

EN

Catastrophic risk financing system is of national economic relevance. Its positive contribution to sustainability depends on system meeting a number of conditions. In the article four models of catastrophic risk financing are identified: market model, transfer model, supported market model and public-private partnership model. Their comparative analysis is performed according to chosen criteria. The main conclusion is that there are a lot of situations in which aims that should carry out this system exclude each other. The author believes that catastrophic risk financing system serves sustainable development best when the system promotes prevention and when it assures sufficient compensation for victims. Thereof public-private partnership model seems to be the best solution for sustainable catastrophic risk financing.(original abstract)

System finansowania ryzyka katastroficznego ma istotne znaczenie w perspektywie gospodarki narodowej. Pozytywny wkład systemu finansowania ryzyka katastroficznego w rozwój zrównoważony zależy od spełnienia przez system szeregu warunków. W artykule zidentyfikowano cztery modele finansowania ryzyka katastroficznego: model rynkowy, transferowy, model wspieranego rynku oraz model partnerstwa publiczno-prywatnego. Przeprowadzono ich analizę porównawczą, uwzględniając wybrane kryteria. Głównym wnioskiem jest to, iż istnieje wiele sytuacji, w których cele, jakie powinny takie system realizować, wzajemnie się wykluczają. Według autora system finansowania ryzyka katastroficznego służy zrównoważonemu rozwojowi najlepiej wtedy, gdy promuje prewencję oraz zapewnia wystarczającą kompensację dla ofiar. Z tej perspektywy model partnerstwa publiczno-prywatnego wydaje się najwłaściwszym rozwiązaniem.(abstrakt oryginalny)

Słowa kluczowe

EN

Sustainable development; Disaster; Insurances

PL

Rozwój zrównoważony; Katastrofa; Ubezpieczenia

• Czasopismo: Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu
• Rocznik: 2013
• Numer: nr 308 Quality of Life and Sustainable Development
• Strony: 165--179

Twórcy

autor

Anna Doś

• University of Economics in Katowice, Poland

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