Analiza czynników wpływających na rozwój rynku odwróconego kredytu hipotecznego

• Autorzy: Katarzyna Kubiszewska

Warianty tytułu

Analysis of Determinants Influencing the Development of the Reverse Mortgage Market

• Języki publikacji: PL

Abstrakty

Celem artykułu jest analiza czynników, które mają istotne znaczenie dla rozwoju rynku odwróconego kredytu hipotecznego. Szczególną uwagę przykłada się do sytuacji finansowej potencjalnych klientów, struktury demograficznej społeczeństwa, jak również do podejścia psychologiczno-socjalnego. Wszystkie te czynniki mogą być zarówno katalizatorem, jak i barierą hamującą rozwój rynku dla tego produktu.(fragment tekstu)

EN

The article concerns main determinants influencing the development of the product's market. The main objective of the article is the analysis of those factors which are main determinants for the market of reverse mortgage. The demand for this product is the result of various factors which can be classified into 3 groups. The first group is the situation on the real estate market, including liquidity of the market and financing the purchases. The second group of determinants is demographic situation in a country. The main aspect is age structure of the society and share of retired and their material and financial status. The third group which is the most difficult to be estimated are culture and psychological conditions. All of these factors can be either the catalyst or the barrier for the reverse mortgage's market development.(original abstract)

Słowa kluczowe

PL

Kredyt hipoteczny; Hipoteka; Nieruchomości

EN

Mortgage credit; Mortgage; Real estate

• Czasopismo: Studia Ekonomiczne / Uniwersytet Ekonomiczny w Katowicach
• Rocznik: 2013
• Numer: nr 173 Innowacje w bankowości i finansach. T. 1
• Strony: 280--296

Twórcy

autor

Katarzyna Kubiszewska

• Politechnika Gdańska

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