Kluczowe znaczenie stabilnego systemu bankowego dla szeroko rozumianej stabilności finansowej

• Autorzy: Krzysztof Dresler

Warianty tytułu

The Key Role of the Stable Banking System for Broader Financial Stability

• Języki publikacji: PL

Abstrakty

Cel pracy: Analiza znaczenia stabilności systemu bankowego dla szeroko rozumianej stabilności finansowej Metoda badawcza: Analiza na podstawie literatury relacji przyczynowo skutkowej szoków występujących w systemie finansowym w stosunku do gospodarki realnej oraz do retransmisji, poprzez system finansowy, szoków do gospodarki realnej. Opis wyników: Dla sprawnego funkcjonowania systemu finansowego kluczowe znaczenie ma stabilność systemu bankowego. To właśnie banki odgrywają najważniejszą rolę w zakresie finansowania gospodarek oraz rozliczeń płatniczych. We współczesnej literaturze (Komitet Bazylejski, 2011) identyfikuje się trzy kanały odpowiedzialne za transmisję szoków występujących w systemie finansowym na gospodarkę realną oraz za retransmisję, poprzez system finansowy, szoków w gospodarce realnej: kanał struktury bilansu kredytobiorcy, kanał struktury bilansu banku oraz kanał płynnościowy. (skrócony oryginalny abstrakt)

EN

Objective: To analyse the significance of the stable banking system for the broader financial stability. Research method: Literature-based analysis of cause-and-effect relationship between shocks in the financial system and the real economy, and their re-transmission via the financial system to the real economy. Results: The stability of the banking system is crucial for the effective operation of the financial system. Banks play the most important role in the process of financing the economy and handling financial settlements. The contemporary literature (Basel Committee, 2011) identifies three channels which transmit shocks from the financial system to the real economy and re-transmit shocks via the financial system to the real economy, namely: (1) the structure of the borrower's balance sheet, (2) the structure of the bank's balance sheet, and (3) the financial liquidity. (short original abstract)

Słowa kluczowe

PL

Stabilność finansowa; System bankowy; Szok gospodarczy; System finansowy

EN

Financial sustainability; Banking system; Economic shock; Financial system

• Czasopismo: Studia Ekonomiczne / Polska Akademia Nauk. Instytut Nauk Ekonomicznych
• Rocznik: 2014
• Numer: nr 1 (80)
• Strony: 64--87

Twórcy

autor

Krzysztof Dresler

• Szkoła Główna Handlowa w Warszawie

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