Payment System Competitiveness.

• Autorzy: František Bartes , Jitka Studeníková

Warianty tytułu

Konkurencyjność systemu płatniczego.

• Języki publikacji: EN

Abstrakty

EN

Competitiveness is one of the key conditions of a functional market system. With the passage of time, people changed their understanding of economic systems, and switched from barter to paper money. In the contemporary world, when ITbecomes a big part of common life, the electronic money, e-purses, pay pall and other payment systems are used more commonly and have become more important. The payment systems differ one from each other and we can talk about payment instruments market. But what if this market does not work well? The aim of this article is to determine the rules and conditions on the market of payment instruments. The author attempts to recognize the problems on the demand and supply sides. The focus here is on the system of credit cards and direct debit system together with the latest theory of the Tourist Test. The Interchange Fee plays the key role.(original abstract)

Konkurencyjność jest jednym z warunków funkcjonowania systemu rynkowego. Z biegiem czasu ludzie zmienili swoje pojmowanie systemów gospodarczych - od gospodarki barterowej do pieniądza papierowego. W dzisiejszym świecie, gdy ITstaje się dużą częścią życia gospodarczego, pieniądz elektroniczny, e-portfele, płatności PayPal oraz inne płatności są coraz częściej używane i coraz ważniejsze. Obecnie systemy płatności stają się bardzo różnorodne, można więc mówić o rynku instrumentów płatniczych. W tym kontekście kluczowe staje się sprawne funkcjonowanie tych rynków. Celem artykułu jest określenie zasad, warunków na rynku instrumentów płatniczych. Analiza jest prowadzona od strony popytu i podaży. W analizie uwzględniono system kart kredytowych oraz system polecenia zapłaty, wraz z najnowszą teorią Testu Turysty. (abstrakt oryginalny)

Słowa kluczowe

EN

Competitiveness; Credit cards; Electronic payment instruments; Direct debit; Interchange fee; Payment; Money market

PL

Konkurencyjność; Karty kredytowe; Elektroniczne instrumenty płatnicze; Polecenie zapłaty; Opłata interchange; Płatność; Rynek pieniężny

• Czasopismo: Equilibrium
• Rocznik: 2010
• Tom: 5
• Numer: nr 2
• Strony: 93--101

Twórcy

autor

František Bartes

autor

Jitka Studeníková

Bibliografia

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