The Directions of Development of the Market of Credit and Debit Cards in Poland

• Autorzy: Emil Ślązak
• Języki publikacji: EN

Abstrakty

EN

The market of credit and debit cards in Poland is currently undergoing very dynamic growth, evident from both the increasing volume of cards, and the value of transactions performed with their use. Nevertheless, popularity of cards as instruments of payment in the Polish society is still very low, and the cash turnover retains its dominating position. The consistently high share of debit cards, which in Poland are used mostly to draw cash from cash machines, is symptomatic. Nevertheless, since 2001 the share of credit cards has been increasing rapidly. Those cards dominate the card market in Western Europe. In spite of low security and several shortcomings of magnetic strip cards, they constitute over 97% of all cards in Poland, while microchip and hybrid cards remain insignificant. No large changes are to be expected in this market over the upcoming few years, as far as data carriers are concerned. The domination of the magnetic strip during the next 2
- years seems to remain unchallenged.(author's abstract)

Słowa kluczowe

EN

Payment cards

PL

Karty płatnicze

• Czasopismo: Studia i Prace Kolegium Zarządzania i Finansów / Szkoła Główna Handlowa
• Rocznik: 2006
• Numer: z. 73
• Strony: 43--56

Twórcy

autor

Emil Ślązak

• Szkoła Główna Handlowa w Warszawie

Bibliografia

• The Act of 12.9.2002, on electronic instruments of payment; the Journal of Laws No. 169, pos. 1385 with subsequent amendments.
• "Rzeczpospolita", 15.10.2005.
• "Rzeczpospolita", 31.1.2006.
• "Rzeczpospolita", 15.5.2006.
• Analysis by Visa Europe http://www.visaeurope.com/.
• Analysis by Visa Europe http://www.visaeurope.com/.
• Statistical data from the National Bank of Poland, http://www.nbp.pl/.