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2015 | 2 (1) | 192--213
Tytuł artykułu

Quantitative Study of Bank-Specific and Social Factors of Non-Performing Loans of Pakistani Banking Sector

Treść / Zawartość
Warianty tytułu
Języki publikacji
EN
Abstrakty
EN
The Non-Performing loans presented picture of a distorted and slow-paced economy. This issue became more critical when it was observed that NPLs were declining in South East countries except for Pakistan. This study has dual purposes: Firstly to build up a model clarifying the relationship between bank-specific, social factors and non-performing loans. Secondly, to investigate this model in the setting of Pakistani Banking sector as limited interest has been given in existing literature in defining the relationship between bank specific, social factors and non-performing loans. The quantitative methodology is used as it is the most suitable for fulfillment of the study objectives. The results show that various bank-specific factors like credit assessment, credit monitoring and rapid credit growth have significant affect on Non-Performing Loans, whereas interest has a weak significance on NPLs. The social factors including political interference and bankers' incompetence have significant affects on NPLs and these have been important factors in explaining the Non- Performing Loans. This ground-breaking work on Non-Performing Loans and its factors will not only help the entire Pakistani banking sector to control Non-Performing Loans but also its results can be generalized on other countries as well. (original abstract)
Słowa kluczowe
Rocznik
Tom
Strony
192--213
Opis fizyczny
Twórcy
  • Business School, Superior University, Lahore, Pakistan
  • Business School, Superior University, Lahore, Pakistan
  • Business School, Superior University, Lahore, Pakistan
Bibliografia
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Typ dokumentu
Bibliografia
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Identyfikator YADDA
bwmeta1.element.ekon-element-000171344505

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