Charakterystyki rynków lokalnych a decyzje banków dotyczące sieci placówek

• Autorzy: Krzysztof Jackowicz , Oskar Kowalewski , Łukasz Kozłowski

Warianty tytułu

Features of Local Markets and Banks' Decisions on Outlet Networks

• Języki publikacji: PL

Abstrakty

Celem artykułu jest odpowiedź na pytanie, w jaki sposób charakterystyki ekonomiczne rynków lokalnych wpływają na decyzje polskich banków dotyczące ich sieci placówek. Na podstawie danych z lat 2007-2013 ustalono, że gęstość sieci placówek jest największa na terenach bogatych i zurbanizowanych. Tempo wzrostu liczby placówek jest jednak większe tam, gdzie dotychczas gęstość sieci była niższa. Pozytywnie zarówno na gęstość sieci, jak i tempo jej rozwoju wpływa aktywność ekonomiczna ludności. (abstrakt oryginalny)

EN

This paper investigates how local market features influence the decisions taken by Polish banks regarding their branch networks. It was found that during the period 2007-2013 the density of branch networks was highest in relatively rich and urbanized regions. However, the rate of growth in the number of branches was more rapid in regions whose density of branches had hitherto been lower. It was found, moreover, that the presence of an entrepreneurial population had a positive impact on both the density and growth rate of branches. (original abstract)

Słowa kluczowe

PL

Rynki lokalne; Banki; Konkurencyjność banków; Pozycja banku na rynku

EN

Local markets; Banks; Banks' competitiveness; Bank's market position

• Czasopismo: Zeszyty Naukowe / Uniwersytet Ekonomiczny w Krakowie
• Rocznik: 2014
• Numer: nr 10 (934)
• Strony: 5--17

Twórcy

autor

Krzysztof Jackowicz

• Akademia Leona Koźmińskiego w Warszawie

autor

Oskar Kowalewski

• Polska Akademia Nauk

autor

Łukasz Kozłowski

• Akademia Leona Koźmińskiego w Warszawie

Bibliografia

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Identyfikatory

DOI

10.15678/ZNUEK.2014.0934.1001