Decyzje inwestora indywidualnego w Polsce na tle zachowań na świecie

• Autorzy: Katarzyna Nagraba

Warianty tytułu

Decisions of Individual Investor in Poland in Comparison to World's Choices

• Języki publikacji: PL

Abstrakty

Zanalizowano wybory inwestycyjne w Polsce i na świecie. Omówiono także przyczyny większej ostrożności Polaków w podejmowaniu decyzji inwestycyjnych.

EN

It is vital for each individual investor to wisely invest savings. Thanks to appropriate decisions household can both increase their capital and protect it from inflation. By choosing higher level of risk it is easier to receive bigger rate of return. However it is more likely to suffer huge losses. The situation in Poland has changed for years. People become more aware of necessity of creating savings structure. They usually invest their funds either on a bank account and deposit or in real estate. In US or Western Europe individual investors are taking more risk in their investment choices. They often decide to buy shares and participation units in different funds. However polish households make an attempt to diversify their portfolios, it is far from risky saving structure popular all over the world. The reason for this situation can be found in quite small amount of surplus that Poles can manage. Besides their financial knowledge and experience are too small to make serious decisions that could decide on their future. They cannot afford a financial adviser. Summarising, although individual investors in Poland become more conscious of their saving structure in many cases they earn not enough even to cover all their basic expenses. In US or countries of Western Europe the ratio of earnings to expenses allows people to keep surplus and manage savings by undertaking various investments. (original abstract)

Słowa kluczowe

PL

Decyzje inwestycyjne; Podejmowanie decyzji inwestycyjnych; Inwestor indywidualny

EN

Investment decisions; Investment decisions making; Individual investors

• Czasopismo: Zeszyty Naukowe Państwowej Wyższej Szkoły Zawodowej w Płocku. Nauki Ekonomiczne
• Rocznik: 2010
• Tom: 11 Przedsiębiorstwo w otoczeniu gospodarczym
• Strony: 5--20

Twórcy

autor

Katarzyna Nagraba

Bibliografia

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