Popyt na ubezpieczenia na życie w świetle badań światowych

• Autorzy: Adam Śliwiński

Warianty tytułu

The Determinants of Demand for Life Insurance in the Light of World's Research

• Języki publikacji: PL

Abstrakty

Artykuł dotyczy zjawiska determinacji popytu na ubezpieczenia na życie. Celem artykułu jest prezentacja wyników najważniejszych badań dotyczących determinacji popytu na ubezpieczenia na życie prowadzonych na arenie światowej oraz najważniejszych rozważanych czynników determinujących popyt. Artykuł składa się z dwóch części. W części pierwszej dokonano prezentacji badań naukowych dotyczących determinacji popytu na ubezpieczenia. W części drugiej skoncentrowano się na opisie najważniejszych czynników uwzględnianych w tych badaniach. Czynniki te powinny być brane pod uwagę w procesach sterowania rozwojem działalności ubezpieczeniowej oraz w ewentualnych dalszych badaniach nad przedmiotowym zjawiskiem. (abstrakt oryginalny)

EN

The paper deals with the topic of determinants of demand for life insurance. The main aim of the paper is to present of research results in this field. The paper consists of two main parts. The first part includes the presentation of the main science study on the determinants of demand for life insurance. The second part focuses on the description of the most important factors included in the previous world's research. The paper ends with the conclusion about the methodology of choosing variables to provide the analysis of the determinants of demand for life insurance and the direction of further research. PN (original abstract)

Słowa kluczowe

PL

Ubezpieczenia na życie; Popyt; Ekonomia

EN

Life insurance; Demand; Economics

• Czasopismo: Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu
• Rocznik: 2011
• Numer: nr 175 Finanse - nowe wyzwania teorii i praktyki. Ubezpieczenia
• Strony: 150--160

Twórcy

autor

Adam Śliwiński

• Szkoła Główna Handlowa w Warszawie

Bibliografia

• Babbage C., On the table of single and annual assurance premiums, "Journal of the Institute of Actuaries" 1823 no 6.
• Babbel D.F., Inflation, indexation, and life insurance sale in Brazil, "Journal of Risk and Insurance" 1981 no 41.
• Babbel D.F., The price elasticity of demand for whole life insurance, "Journal of Risk and Insurance" 1985 no 40.
• Berekson L.L., Birth order, anxiety, affiliation and the purchase of life insurance, "Journal of Risk and Insurance" 1972 no 39.
• Bernheim B.D., How strong are bequest motives? Evidence based on estimates of the demand for life insurance and annuities, "Journal of Political Economy" 1991 no 99.
• Browne M., Kim K., An international analysis of life insurance demand, "The Journal of Risk and Insurance" vol. 60, no 4, Dec. 1990.
• Chui A.C.W., Kwok C.C.Y., National culture and life insurance consumption, "Journal of International Business Studies" no 39 (Jan/Feb 2008).
• Duker J.M., Expenditure for life insurance among working-wife families, "Journal of Risk and Insurance" 1969 no 39.
• Farmer R., Mantis G., Demand for life insurance, "Journal of Risk and Insurance" 1968 no 35.
• Fitzgerald J., The effect of social security on life insurance demand by married couples, "Journal of Risk and Insurance" 1987 no 54.
• Fortune P., A theory of optimal life insurance: development and Test, "Journal of Finance" 1973 no 21.
• Gao S., Hwang T., The determinants of the demand for life insurance in an emerging economy - the case of China, "Managerial Finance" 2003, vol. 29 Iss: 5/6.
• Garbiński T., Metody taksonometrii, AE, Kraków 1992.
• Gobbi U., Zeitschrift für Versicherungsrecht und Wissenschaft, 1896.
• Hammond J.D., Houston D.B., Melander E.R., Determinants of household life insurance premium expenditure: an empirical investigation, "Journal of Risk and Insurance" 1967, no 34.
• Hau A., Liquidity, estate liquidation, charitable motives, and life insurance demand by retired singles, "Journal of Risk and Insurance" 2000.
• Houston D.B., Melander E.R., Hammond J.D., Determinants of household life insurance premium expenditure: an empirical investigation, "Journal of Risk and Insurance" 1967 no 34.
• Kim K., Browne M., An international analysis of life insurance demand, "The Journal of Risk and Insurance" 1993 vol. 60, no 4, Dec.
• Lee C.L., Ferber R., Acquisition and accumulation of life insurance in early married life, "Journal of Risk and Insurance" 1980 no 47.
• Lee H.C., Chen R.K.A., Age, period and cohort effect on life insurance purchases in the US, "The Journal of Risk and Insurance" 2001 no 61.
• Lee J.F., Headen R.S., Life insurance demand and household portfolio behavior, "Journal of Risk and Insurance" 1974.
• Lewis F.D., Dependents and the demand for life insurance, "American Economic Review" 1989 no 79.
• Neuman S., Demand for life insurance: comment, "The Journal of Risk and Insurance" 1970 no 37.
• Neumann S., Inflation and savings through life insurance, "Journal of Risk and Insurance" 1969 no 36.
• Nevin J.R., Anderson D.R., Determinants of young marrieds' life insurance purchasing behavior: an empirical investigation, "Journal of Risk and Insurance" 1975 no 42.
• Outreville J.F., Life insurance markets in developing countries, "The Journal of Risk and Insurance" 1996 63 no 2.
• Sen S., An Analysis of Life Insurance Demand Determinants for Selected Asian Economies and India, Working paper 36/2008, Madres School of Economics, 2008.
• Shotick J.A., Showers V.E., The effect of household characteristics on demand for insurance: a tobit analysi, "Journal of Risk and Insurance" 1994 no 61.
• Somerville R.A., Insurance, consumption, and saving: a dynamic analysis in continous time, "American Economic Review" 2004 vol. 94, no 4.
• Truett L.J., Truett D.B., The demand for life insurance in mexico and the united states: a comparative study,"Journal of Risk and Insurance" 1990 no 57.
• Whitaker W., Lee J.F., Competition among life products lines: determinants of demand, "Missisipi Valley Journal of Business and Economics" 1971 no 7.
• Zeitz E.N., An examination of the demand for life insurance, "Risk Management and Insurance Review" 2003 vol. 6, no 2.