The Insurance Market in Poland - an Analysis of the Current Situation and Development Prospects

• Autorzy: Marta Borda , Wanda Ronka-Chmielowiec
• Języki publikacji: EN

Abstrakty

EN

The paper contains an analysis of changes which took place on the Polish insurance market during the last twenty years. First, some important facts concerning the development of this market between 1990 and 2009 are briefly described. Then, the results of research concerning development tendencies, threats and comparisons with other foreign markets are presented. The development ratios characterizing the insurance market in Poland in comparison with developed markets is analysed. The conducted analysis was mainly focused on the following areas: market structure measured with gross written premium and claims paid, number of insurers operating on the market, ownership and capital structure of the insurance companies and insurance distribution channels. Moreover, new trends concerning changes in demand for insurance products and the increasing need for financial insurance, private health insurance and liability insurance are considered. In the last part of the paper, conclusions and development opportunities as well as new challenges for the insurance sector in Poland are discussed.(original abstract)

Słowa kluczowe

EN

Insurances; Data analysis; Marketing analysis; Insurance companies; Insurance distribution

PL

Ubezpieczenia; Analiza danych; Analiza marketingowa; Przedsiębiorstwo ubezpieczeniowe; Dystrybucja ubezpieczeń

• Czasopismo: Mathematical Economics
• Rocznik: 2011
• Numer: nr 7(14)
• Strony: 18--30

Twórcy

autor

Marta Borda

• Uniwersytet Ekonomiczny we Wrocławiu

autor

Wanda Ronka-Chmielowiec

• Uniwersytet Ekonomiczny we Wrocławiu

Bibliografia

• Insurance 2006. Polish Chamber of Insurance. http://www.piu.org.pl/raportroczny- piu.
• Insurance 2008. Polish Chamber of Insurance. http://www.piu.org.pl/raportroczny- piu.
• Insurance 2009. Polish Chamber of Insurance. http://www.piu.org.pl/public/upload/ibrowser/analizyiraporty/ubezpieczenia2009_na-cd.pdf.
• Insurance Market 1999. Annual Bulletin (2000). Polish Insurance Supervision Authority. Warsaw.
• Insurance Market 2009. Annual Bulletin. Polish Financial Supervision Authority. http: //www.knf.gov.pl/ opracowania/rynek_ubezpieczen/Dane_o_rynku/Dane_ roczne/dzne_roczne.html.
• Insurance Market in Poland in 2008 - Information for Polish Information and Foreign Investment Agency. Polish Chamber of Insurance. http://piu.org.pl/analizy-i-publikacje/project/115/pagination/1.
• SWISS RE (2010). World Insurance in 2009. Premiums Dipped, but Industry Capital Improved. Sigma. No. 2/2010. http://www.swissre.com/sigma/.