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2015 | Social Exclusions in Europe : Marketing Perspective | 57--68
Tytuł artykułu

Consumer Illiteracy as Cause of Social Exclusion on Financial Market

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Social exclusion appears as a very important problem of contemporary world because has very complex character and can appears on different markets and all societies. The concept of social exclusion denotes living conditions of individuals (a single individual, a family, a household) with respect to their material situation and psychical condition. On the other hand, social exclusion presents an important aspect of contradictions existing in the society. It is revealed as a social issue when situations which determine it grow at such a considerable scale that they become attributes of living conditions of whole societal groups. (...) In recent years, because of financial crises one of the most important problems arise with social exclusion connected with financial market. Financial crises have repeatedly dominated headlines throughout the last decade and beyond, with stock market collapses, malfunctioning credit markets and under-funded pension funds being only a few prominent examples. These undesirable outcomes have occurred in spite of the fact that in the vast majority of countries these aspects of economic life are extensively regulated within complex and ever-evolving legal frameworks, supported by arrays of government and non-government bodies. (fragment of text)
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