Influence Of Assessment Of Threat Posed By Genetically Modified Organisms on the Possibility to Get Insured within a System of Catastrophic Insurance in Poland

• Autorzy: Zdzisław Obstawski
• Języki publikacji: EN

Abstrakty

EN

Insurers undoubtedly have to face the basic difficulty related to enigmatic nature of threats resulting from GMO. Rapid development of genetic techniques in recent years allows for correct building of potential deterministic models that are history based. However, probabilistic models are based on the stochastic methodology (random, incidental) cover thousands hypothetical and scientifically possible events which are difficult to identify, especially in case of multigene manipulations. In spite of the fact that modelling is an indispensable insurance and reinsurance process and probabilistic models accompany insurers and reinsures work, for the time being there are no positive signals of covering GMO related threats as a result of conclusions generated by the models in question. Seriously treating global GMO related threats that are possible and still believed to be insufficiently researched - in the author's opinion - insurance systems should be based on the system of insurance pool that would group commercial insurers and reinsurers supported by participation of national or trans-national institutions e.g. the European Union. While gradually recognising all potential threats, different scopes connected with territories or amounts should be taken into consideration. The scope, price, franchise or limits should be elements of consensus between natural caution of insurers and a necessity for helping potential victims of GMO related disasters. (fragment of text)

Słowa kluczowe

EN

Risk management; Genetically Modified Organisms (GMO)

PL

Zarządzanie ryzykiem; Genetyczna Modyfikacja Organizmów (GMO)

• Czasopismo: Scientific Publications / University of Economics in Katowice
• Rocznik: 2007
• Tom: The insurance of catastrophic risk in the European Union and the global changes
• Strony: 263--274

Twórcy

autor

Zdzisław Obstawski

• Agricultural University in Szczecin, Poland

Bibliografia

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