Instrumenty polityki mikro- i makroostrożnościowej w sektorze ubezpieczeń

• Autorzy: Teresa Czerwińska

Warianty tytułu

Micro- and Macroprudential Policy Instruments in the Insurance Sector

• Języki publikacji: PL

Abstrakty

Celem opracowania jest analiza kluczowych cech podejścia mikro- i makroostrożnościowego do kwestii regulacji nadzorczych w sektorze ubezpieczeń. Przedstawiono systematykę instrumentarium polityki makro- i mikroostrożnościowej oraz zidentyfikowano kierunki i cele jej oddziaływania w sektorze ubezpieczeń. (fragment tekstu)

EN

The purpose of this study is to analyze key characteristics of micro- and macroprudential approaches to supervision regulations in the insurance sector. Analysis of micro- and macroprudential policy instruments reveal common sources but different aims of the instruments. Macroprudential instruments are used to reduce systematic risks, while microprudential instruments are used to provide liquidity and solvency. Bearing in mind the relatively low potential of the insurance sector for risk creation, it seems that macroprudential instruments should be closely connected with microprudential instruments. However, it is the microprudential instruments that need to play the key role. (original abstract)

Słowa kluczowe

PL

Sektor ubezpieczeniowy; Zarządzanie ryzykiem; Polityka makroostrożnościowa

EN

Insurance sector; Risk management; Macroprudential policy

• Czasopismo: Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace / Szkoła Główna Handlowa
• Rocznik: 2015
• Numer: nr 3, t. 4 Finanse publiczne i ubezpieczenia
• Strony: 247--264

Twórcy

autor

Teresa Czerwińska

• Uniwersytet Warszawski

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Identyfikatory

DOI

https://doi.org/10.33119/KKESSiP.2015.4.3.17