An Assessment of Islamic Banking in Bosnia and Herzegovina - a Comparative Analysis Using the CAMELS Approach

• Autorzy: Rafał Komorowski , Katarzyna Kubiszewska

Warianty tytułu

Ocena bankowości islamskiej w Bośni i Hercegowinie - analiza porównawcza z użyciem podejścia CAMELS

• Języki publikacji: EN

Abstrakty

EN

This paper examines the phenomenon of Islamic banking in Bosnia and Herzegovina. Although almost half of the Bosnian population is recognized as Islamic, there is only one bank purely based on Sharia operating in this country. The aim of the article is to conduct a comparative analysis of the financial standing of this bank and the banking sector in this country and region. The chosen method of analysis is CAMELS, which examines an institution by taking into consideration its most crucial elements: capital, assets, management, earnings, liquidity and sensitivity to risk. (original abstract)

W artykule przeprowadzono analizę bankowości islamskiej w Bośni i Hercegowinie. Wprawdzie aż prawie połowa ludności bośniackiej jest pochodzenia islamskiego, to tylko jeden bank funkcjonujący w tym kraju oparł swoją działalność wyłącznie na Szariacie. Celem artykułu jest przeprowadzenie analizy porównawczej sytuacji finansowej tego banku i sektora bankowego zarówno w Bośni, jak i w regionie Bałkanów Zachodnich. Wybrano metodę analizy opartą o system CAMELS, który bada instytucję, biorąc pod uwagę jej najistotniejsze elementy: jakość kapitału, jakość aktywów, zarządzanie w odniesieniu do pracowników, zyskowność, płynność oraz wrażliwość na ryzyko. (abstrakt oryginalny)

Słowa kluczowe

EN

Islamic banking; Banks' efficiency; Comparative examination

PL

Bankowość islamska; Efektywność banków; Badania porównawcze

• Czasopismo: Ekonomia Międzynarodowa
• Rocznik: 2016
• Numer: nr 16
• Strony: 367--387

Twórcy

autor

Rafał Komorowski

• Gdansk University of Technology, Poland

autor

Katarzyna Kubiszewska

• Gdansk University of Technology, Poland

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Identyfikatory

DOI

10.18778/2082-4440.16.05