Enhancing Financial Literacy - Experiment Results

• Autorzy: Beata Świecka , Marta Musiał

Warianty tytułu

Poprawa wiedzy i umiejętności finansowych - wyniki eksperymentu

• Języki publikacji: EN

Abstrakty

EN

The goal of the paper is to assess whether a short course in financial education has a positive impact on subjective and objective assessments of financial knowledge. We present the results of a financial literacy experiment conducted at the University of Szczecin in 2016. The experiment was the outcome of international cooperation with Italian researchers, which allowed us to compare results obtained in Italy and in Poland. It was conducted with the methodology proposed by the Italian team. The experiment covered three topics: basic interest compounding, inflation and risk diversification. Based on a sample of university students, we provide evidence that, in Poland too, a small-scale training intervention has both a statistically and economically significant effect on subjective assessments of financial knowledge and on objective assessments of investment attitudes. (original abstract)

Celem artykułu jest wykazanie, że krótki kurs z zakresu finansów pozytywnie wpływa na subiektywną i obiektywną ocenę poziomu wiedzy i umiejętności finansowych. Artykuł prezentuje wyniki pilotażowego eksperymentu dotyczącego wiedzy i umiejętności finansowych, który został przeprowadzony na Uniwersytecie Szczecińskim w 2016 r. Eksperyment jest efektem współpracy międzynarodowej, na podstawie metodyki badań zaproponowanej przez Włochów i dotyczy trzech zagadnień: obliczania odsetek, inflacji i dywersyfikacji ryzyka. Na podstawie przeprowadzego eksperymentu można wnioskować, że kurs z zakresu finansów ma pozytywny wpływ na subiektywną ocenę poziomu wiedzy i umiejętności finansowych oraz obiektywną ocenę postaw inwestycyjnych. (abstrakt oryginalny)

Słowa kluczowe

EN

Financial planning; Financial education; Investment

PL

Planowanie finansowe; Edukacja finansowa; Inwestycje

• Czasopismo: Argumenta Oeconomica Cracoviensia
• Rocznik: 2018
• Numer: no 18
• Strony: 129-140, 129-140

Twórcy

autor

Beata Świecka

• University of Szczecin, Poland

autor

Marta Musiał

• University of Szczecin, Poland

Bibliografia

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Identyfikatory

DOI

10.15678/AOC.2018.1808