Governance, Cohesion and Banking in Spain from a Spatial Perspective

• Autorzy: Stefan Gärtner , Jorge Fernandez-Mototo
• Języki publikacji: EN

Abstrakty

EN

During the global financial crisis, regional banks - dependent on local savings and only able to lend these savings to customers within their respective regions - helped avoid a credit crunch in some countries; while in others, they did not fulfil this function. This paper elaborates governance structures that influenced the success of regional banking systems in Spain, with regard to regulation principles, the overall economic and political structures, and self-organisation of regional banks. With respect to the high importance of the decentralised banking sector in Germany, the paper compares the state of decentralised banking between Spain and Germany, concluding that the regional principle in Germany, a decentralized state structure with mechanisms of regional balance, and the self-governance of regional banks are important factors. (original abstract)

Słowa kluczowe

EN

Financial crisis; Regional banks; Centralization of management; Decentralization; Banking system; Comparative spatial analysis

PL

Kryzys finansowy; Banki regionalne; Centralizacja zarządzania; Decentralizacja; System bankowy; Przestrzenna analiza porównawcza

• Czasopismo: Bezpieczny Bank
• Rocznik: 2018
• Numer: nr 2 (71)
• Strony: 7--29

Twórcy

autor

Stefan Gärtner

• Institute for Work and Technology; TU Dortmund University

autor

Jorge Fernandez-Mototo

• Otto-von-Guericke Universität Magdeburg, PhD candidate

Bibliografia

• Alessandrini, P., Fratianni, M., Papi, L., Zazzaro, A. (2016): Banks, Regions and Development after the crisis and under the new regulatory system , Money & Finance Research, Università Politecnica delle Marche, Ancona, online available on: http://d ocs.dises.univpm.it/web/quaderni/pdfmoβir/Moβir124.pdf

Identyfikatory

DOI

10.26354/bb.1.2.71.2018