Focusing on Financial Literacy among University Students

• Autorzy: Dagmar Kokavcová
• Języki publikacji: EN

Abstrakty

EN

Financial knowledge has important implications for welfare and policies intended to enhance levels of financial knowledge in the population at large. Despite the rapid spread of financially complex products in the market, including loans, mortgages, credit cards, and pension accounts, many of them are difficult to master for financially unsophisticated people. The article is an assessment of a rapidly growing body of economic research on financial literacy in general, and in particular that of university students. Based on selected surveys of financial knowledge, and using results of her own research, the author evaluates financial literacy of university students. The article also provides recommendations for further financial education at universities with different professional orientations and proposes a set of recommended financial abilities and knowledge for graduates.(original abstract)

Słowa kluczowe

EN

Finance; Economic knowledge; Students

PL

Finanse; Wiedza ekonomiczna; Studenci

• Czasopismo: Zeszyty Naukowe Wyższej Szkoły Bankowej w Poznaniu
• Rocznik: 2018
• Tom: 79 nr 2 Management and Finance in a "Flat World"
• Strony: 179--187

Twórcy

autor

Dagmar Kokavcová

• Matej Bel University, Banska Bystrica

Bibliografia

• Bernanke B.S., 2011, Statement of the Chairman of the Board of Governors of the Federal Reserve System, Washington, D.C.
• Čarnogurský J., 2011, Polícia otáča?, http://blog.aktualne.centrum.cz/blogy/janarnogursky.php? blogid=164&archive=2011-02 [accessed: 20.04.2018].
• European Commission, 2005, Green Paper on Financial Services Policy (2005-2010).
• European Commission, 2006, Invitation to Tender n° MARKT/2006/26/H, Annex I.
• Delavande A., Rohwedder S., Willis R., 2008, Preparation for Retirement, Financial Literacy and Cognitive Resources, Ann Arbor: University of Michigan Retirement Research Centre Working Paper 2008-190.
• Guláš R., Pilch C., 2014, K problematike finančnej gramotnosti. In FOR FIN, Odborný mesačník pre financie a investovanie, č. 9: 11-12.
• Hsu J.W., 2011, Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy, Terre Haute: Indiana State University Networks Financial Institute Working Paper 2011-WP-06.
• Jappelli T., Padula M., 2013, Investment in Financial Literacy and Saving Decisions, Journal of Banking and Finance, No. 37(8): 2779-2792, www.ncbi.nlm.nih.gov/pmc/articles/PMC5450829 [accessed: 22.04.2018].
• Kirsch I.S., Jungeblut A., 1986, Literacy Profiles of America's Young Adults. Final Report (Report No. 16-PL-01), Princeton NJ: Educational Testing Service. National Assessment of Educational Progress.
• Lučeničová K., 2015, Finančná gramotnosť v testových úlohách, Bratislava: Národný ústav certifikovaných meraní vzdelávania.
• Lusardi A., 2008, Financial Literacy: an Essential Tool for Informed Consumer Choice?, Cambridge Ms.: National Bureau of Economic Research.
• Lusardi A., Michaud P., Mitchell O.S., 2013, Optimal Financial Knowledge and Wealth Inequality, Cambridge Ms.: National Bureau of Economic Research Working Paper 18669.
• Mihalčová B., Csikósová A., Antošová M., 2014, Financial Literacy - the Urgent Need Today, World Conference on Business, Economics and Management, WCBEM 2013, Elsevier: Procedia - Social and Behavioural Sciences, No. 109: 317-321.
• MESR, MFSR, 2008 Národný štandard finančnej gramotnosti verzia 1.2, Bratislava: Ministerstvo školstva, vedy, výskumu a športu Slovenskej republiky, Ministerstvo financií Slovenskej republiky, www.minedu.sk/data/att/11359.pdf [accessed: 20.04.2018].
• OECD, 2005, Oslo Manual: Guidelines for Collecting and Interpreting Innovation Data, S.O. o. t. E. Communities Ed. 3rd ed., Luxembourg: OECD Publishing.
• OECD/INFE, 2016, International Survey of Adult Financial Literacy Competencies, www.oecd.org/ daf/fin/financial-education/OECD-INFE-International-Survey-of-Adult-FInancial-Literacy- Competencies.pdf [accessed: 19.04.2018].
• SBA, 2007, Slovak Bank Association (Slovenská banková asociácia), Finančná gramotnosť slovenského spotrebiteľa, www.sbaonline.sk/files/subory/analyzy/verejne/fingram-IFIG.pdf [accessed: 20.04.2018].

Identyfikatory

DOI

10.26349/zn.wsb.w.poznaniu.0079.12