Evaluation of EU Countries from the Point of View of the Determinants of Non-Cash Transactions

• Autorzy: Radosław Pastusiak , Marlena Grzelczak
• Języki publikacji: EN

Abstrakty

EN

The aim of this paper is the evaluation of EU countries from the point of view of the characteristics determining non-cash transactions measured by the transaction value per payment card. The variables that influence non-cash transactions were chosen on the basis of literature review. Data was obtained from Eurostat, The World Bank, Transparency International, Social Research Institute and from the shadow economy report [Schneider 2016, pp. 49-50]. The results from empirical research confirmed statistically significant impact of selected fourteen variables on the value of card transactions (apart from an indicator describing real household income). Statistically significant variables, thanks to using linear ordering method, helped to calculate a synthetic indicator, which allowed to constitute EU country ranking in the period of 2005-2016. The added value of this article is the usage of the method of standardized sums to group EU countries taking into account the broader group of factors determining non-cash transactions than GDP per capita appearing in the literature. The conducted analysis confirmed that country ranking from the point of view of one variable, does not need to be satisfied and include not only fields of economic development but also fields of social development. Therefore, there is a necessity to include broader category of variables. That way, the picture is more thorough and reflects not only present condition, but also the growth potential. The formulated ranking indicates the dominant position of Scandinavian countries with respect to characteristics determining noncash transactions in the period of 2005-2016. On the extreme positions are Romania, Bulgaria, Croatia and Greece.(original abstract)

Słowa kluczowe

EN

Non-cash transactions; Payment cards

PL

Transakcje bezgotówkowe; Karty płatnicze

• Czasopismo: Przedsiębiorczość i Zarządzanie
• Rocznik: 2018
• Numer: t. 19, z. 10, cz. 1 Finansowe i organizacyjne aspekty kooperacji nauki i lokalnej przedsiębiorczości - wymiar teoretyczny i praktyczny. Część 1
• Strony: 325--346

Twórcy

autor

Radosław Pastusiak

• University of Lodz, Poland

autor

Marlena Grzelczak

• University of Lodz, Poland

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