A Survey of the Banks Property Schemes in Italy and Their Correlation with the Business Activity: a View of the Cathedral

• Autorzy: Pierluigi De Biasi

Warianty tytułu

Badanie systemów własnościowych banków we Włoszech i ich korelacja z działalnością gospodarczą: rozważania ex cathedra

• Języki publikacji: EN

Abstrakty

EN

The Italian banking system, largely controlled by the State during the Twentieth century, has been privatised during the Nineties. While during the State ownership a number of different types of legal bodies was active in banking, each type carrying limitations to the scope of the business, the new laws allowed only corporations to perform banking, and the adoption of the universal banking model. We will examine the various ownership schemes of a bank currently possible under the Italian law, each of whom has an impact on the actual management and, thus, on the results of the bank. The flaws of the generally adopted universal banking model forced the community to reassess the received wisdom on the bank activity. This paper suggests one among the possible solutions: to limit the universal banking to selected subjects and allocate the various kinds of banking functions among different ownership schemes.(original abstract)

Włoski system bankowy, w dużej mierze kontrolowany przez państwo w XX w., został sprywatyzowany w latach dziewięćdziesiątych. Podczas gdy w okresie własności państwowej w bankowości działało wiele różnych rodzajów podmiotów prawnych, z których każdy miał ograniczenia w zakresie działalności, nowe przepisy zezwalają jedynie spółkom kapitałowym na wykonywanie działalności bankowej i przyjęcie uniwersalnego modelu bankowego. W artykule autorzy analizują różne schematy własnościowe banku dopuszczalne obecnie na mocy prawa włoskiego, z których każdy ma wpływ na faktyczne zarządzanie, a tym samym na wyniki banku. Wady powszechnie przyjętego uniwersalnego modelu bankowości wymogły ponowną ocenę form organizacyjno-prawnych działalności bankowej. W niniejszym artykule zasugerowano jedno z możliwych rozwiązań: ograniczenie bankowości uniwersalnej do wybranych obszarów i przypisanie różnych rodzajów funkcji bankowych do różnych systemów własnościowych.(abstrakt oryginalny)

Słowa kluczowe

EN

Banking; Banking system; Bank supervision; Banking law; System of ownership

PL

Bankowość; System bankowy; Nadzór bankowy; Prawo bankowe; System własności

• Czasopismo: Studia Prawno-Ekonomiczne
• Rocznik: 2019
• Tom: 111
• Strony: 243--257

Twórcy

autor

Pierluigi De Biasi

• Università degli Studi di Milano

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Identyfikatory

DOI

10.26485/SPE/2019/111/13