Banking Regulation in Ensuring Bank's Efficiency: Looking Through Different Forms of Ownership

• Autorzy: Viktoriia Dudchenko , Tetiana Goncharenko , Oksana Didenko , Tadeusz Olejarz
• Języki publikacji: EN

Abstrakty

EN

The study is aimed to investigate the impact of banking regulation intensity on the efficiency of banks with different forms of capital ownership. To test the hypothesis about the different level of influence of banking regulation instruments on state, private and foreign banks, the GLS-modeling tool was used. The study sample includes data on the banks from six countries (Ukraine, Poland, Kazakhstan, Georgia, Estonia and Belarus) within the research period of 2001-2014. Empirical calculations indicate that there is no need to introduce differentiated regulatory regimes depending on the form of ownership and the origin of bank's capital, since there are no significant differences in the impact of different components of the regulatory mechanism on the banks of different ownership forms and different origins of capital. Particularly noteworthy is the formulation of a strategy for regulating state-owned banks, with slight differences in the effectiveness in the use of indicative and administrative instruments, while at the same time the importance of institutional environment indicates the need to reform the principles of state-owned banks operations. (original abstract)

Słowa kluczowe

EN

Banking; Bank regulations; Ownership in economy; Banks' efficiency

PL

Bankowość; Regulacje bankowe; Własność w gospodarce; Efektywność banków

• Czasopismo: Journal of International Studies
• Rocznik: 2020
• Tom: 13
• Numer: nr 1
• Strony: 342--358

Twórcy

autor

Viktoriia Dudchenko

• Sumy State University, Ukraina

autor

Tetiana Goncharenko

• Sumy College of Economics and Trade, Ukraine

autor

Oksana Didenko

• Kharkiv Directorate of Raiffeisen Bank Aval, Ukraine

autor

Tadeusz Olejarz

• Rzeszow University of Technology Poland

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Identyfikatory

DOI

10.14254/2071-8330.2020/13-1/22