Strategiczne wyzwania w zakresie pomiaru i zarządzania ryzykiem utraty reputacji w bankach

• Autorzy: Jan Koleśnik

Warianty tytułu

Strategic Challenges in Measuring and Managing Reputational Risk in Banks

• Języki publikacji: PL

Abstrakty

Celem artykułu jest przegląd i analiza regulacji nadzorczych oraz dotychczasowych badań w zakresie zarządzania ryzykiem utraty reputacji we współczesnym systemie bankowym ze szczególnym uwzględnieniem metod identyfikacji i pomiaru tego rodzaju ryzyka oraz instrumentów stosowanych w celu jego ograniczania. Zdaniem autora ryzyko utraty reputacji należy definiować jako oddzielny rodzaj ryzyka, jednak ze względu na jego specyficzną naturę nie powinien być on zarządzany odrębnie, ale w sposób zintegrowany z podstawowymi rodzajami ryzyka. Strategicznym postulatem dotyczącym mechanizmów redukcji ryzyka utraty reputacji w systemie bankowym jest zaś ograniczenie ryzyka upadłości dużych, wzajemnie powiązanych ze sobą instytucji poprzez zmniejszenie ich rozmiarów oraz ograniczenie wzajemnych połączeń, a także usprawnienie zarządzania procesem restrukturyzacji i uporządkowanej likwidacji banków. (abstrakt oryginalny)

EN

The purpose of the article is to review and analyse supervisory regulations and existing research in the area of reputational risk management in the modern banking system, with particular emphasis on methods for identifying and measuring this type of risk and instruments used to mitigate it. According to the author, reputational risk should be defined as a separate type of risk. However, due to its specific nature, it should not be managed separately, but together with the basic types of risk. The strategic postulate regarding mechanisms to mitigate reputational risk in the banking system is to limit the risk of bankruptcy of large, interrelated institutions by reducing their size and limiting interconnections, as well as improving the management of the efficient resolution of banks. (original abstract)

Słowa kluczowe

PL

Banki; Ryzyko operacyjne; Zarządzanie ryzykiem; Zarządzanie zaufaniem; Budowanie zaufania; System bankowy

EN

Banks; Operational risk; Risk management; Trust management; Confidence building; Banking system

• Czasopismo: Zeszyty Naukowe SGGW w Warszawie. Polityki Europejskie, Finanse i Marketing
• Rocznik: 2020
• Numer: nr 23 (72)
• Strony: 45--56

Twórcy

autor

Jan Koleśnik

• Szkoła Główna Handlowa w Warszawie

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Identyfikatory

DOI

10.22630/PEFIM.2020.23.72.4