Instytucjonalne koncepcje wsparcia oszczędzania w gospodarstwach domowych o niskich dochodach

• Autorzy: Tomasz Potocki

Warianty tytułu

Institutional Concepts of Saving Support for Low-Income Households

• Języki publikacji: PL

Abstrakty

Celem artykułu jest przedstawienie argumentów teoretycznych wspierających następującą tezę badawczą: "Brak oszczędzania w gospodarstwach domowych o niskich dochodach wynika m.in. z braku instytucjonalnego wsparcia tych gospodarstw w realizowaniu zarówno krótko-, jak i długoterminowych planów oszczędnościowych". Artykuł ma charakter metodyczny i przeglądowy. Zastosowano w nim metodę analizy krytycznej źródeł literaturowych. Wnioski formułują kryteria, jakie muszą spełniać rozwiązania instytucjonalne, aby skutecznie wspierały gospodarstwa domowe o niskich dochodach w realizacji ich celów oszczędnościowych.(abstrakt oryginalny)

EN

The main objective of the present article is to present theoretical arguments supporting the following research thesis: "Without institutional support low-income households will not be able to accomplish their short and long-term saving goals due to the specific financial situation". The article is of both methodical and review character. The critical review of international and domestic sources was applied to answer the research question. Conclusions indicate key institutional criteria which need to be met to support low-income households in their saving objectives. (original abstract)

Słowa kluczowe

PL

Dochody gospodarstw domowych; Budżet gospodarstwa domowego; Oszczędności; Polityka gospodarcza

EN

Household income; Budgets of households; Savings; Economic policy

• Czasopismo: Przegląd Prawno-Ekonomiczny
• Rocznik: 2020
• Numer: nr 1
• Strony: 41--54

Twórcy

autor

Tomasz Potocki

• Uniwersytet Rzeszowski

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Identyfikatory

DOI

https://doi.org/10.31743/ppe.6152