Warianty tytułu
Języki publikacji
Abstrakty
The main objective of this study was to explain individuals' financial literacy levels through socioeconomic and demographic variables. A random sample of 1000 participants was recruited from Turkey. As an indicator of the financial literacy level, a measure with three constructs was adopted: financial attitude, financial behaviour and financial knowledge. Logit model was estimated from these explanatory variables: gender, age, marital status, number of family members, education, income, number of persons with income, household income and working conditions. In the logit model results, the effect of gender, age and education was statistically significant and positive. The results emphasized that there is a relationship between financial literacy level and gender, age and education. Additionally, the results of this study indicated that the level of financial literacy is 52.9% in Turkey. (original abstract)
Czasopismo
Rocznik
Tom
Numer
Strony
9--30
Opis fizyczny
Twórcy
Bibliografia
- Agarwal, S., Driscoll, J., Gabaix, X., & Laibson, D. (2009). The Age of Reason: Financial Decisions over the Lifecycle with Implications for Regulation. Brookings Papers on Economic Activity, 2, 51-117.
- Alkaya, A., & Yağlı, İ. (2015). Finansal Okuryazarlık-Finansal Bilgi, Davranış ve Tutum: Nevşehir Hacı Bektaş Veli Üniversitesi İİBF Öğrencileri Üzerine Bir Uygulama. Journal of International Social Research, 8(40), 585-585. http://dx.doi.org/10.17719/jisr.20154013941.
- Ansong, A., & Gyensare, M.A. (2012). Determinants of University Working-students' Financial Literacy at the University of Cape Coast, Ghana. International Journal of Business and Management, 7(9), 126-133. http://dx.doi.org/10.5539/ijbm.v7n9p126.
- Atkinson, A., & Messy, F. (2012). Measuring Financial Literacy: Results of the OECD / International Network on Financial Education (INFE) Pilot Study. OECD Working Paper,15. http://dx.doi.org/10.1787/5k9csfs90fr4-en.
- Bağcı, H., & Arabacı, S.M. (2019). Finansal Okuryazarlık Düzeyinin ve Finansal Okuryazarlığı Etkileyen Faktörlerin Belirlenmesi. Business & Management Studies: An International Journal, 7(3), 68-88. http://dx.doi.org/10.15295/bmij.v7i3.1232.
- Bayram, S.S. (2014). Finansal Okuryazarlık ve Para Yönetimi Davranışları: Anadolu Üniversitesi Öğrencileri Üzerine Uygulama. Business & Management Studies: An International Journal, 2(2), 105-135. http://dx.doi.org/10.15295/bmij.v2i2.68.
- Boz, D. (2019). Kütahya İlinde Bulunan Özel Eğitim Kurumlarında Öğrenim Gören Öğrenci Velilerinin Finansal Okuryazarlık Düzeylerinin Belirlenmesi. Muhasebe ve Finansman Dergisi, 82, 147-160.
- Brown, M., & Graf, R. (2013). Financial literacy and retirement planning in Switzerland. Numeracy, 6(2), 1-21.
- Calamato, M.P. (2010). Learning Financial Literacy in the Family. Unpublished master's thesis. The Faculty of the Department of Sociology, San José State University.
- Çam, A.V., & Barut, A. (2015). Finansal Okuryazarlık Düzeyi ve Davranışları: Gümüşhane Üniversitesi Önlisans Öğrencileri Üzerinde Bir Araştırma. Global Journal of Economics and Business Studies, 4(7), 63-72.
- Çam, H., Ayaydın, H., Çam, A.V., & Akdeniz, F. (2018). Bireylerin Finansal Bilgi Düzeyi ile Finansal Katılım Düzeyi Arasındaki İlişki: TR 90 Bölgesinde Bir Araştırma. Ekonomi Bilimleri Dergisi, 10(1), 1-13.
- Çelikkol, M.M., & Çelikkol, H. (2015). The evaluation of the students in Dumlupinar University Vocational School of Social sciences about levels of financial literacy. Copernican Journal of Finance & Accounting, 4(2), 43-63. http://dx.doi.org/10.12775/CJFA.2015.015.
- Chen, H., & Volpe, R.P. (1998). An Analysis of Personal Financial Literacy among College Students. Financial services review, 7(2), 107-128.
- Cude, B., Lawrence, F., Lyons, A., Metzger, K., LeJeune, E., Marks, L., & Machtmes, K. (2006). College Students and Financial Literacy: What They Know and What We Need to Learn. Proceedings of the Eastern Family Economics and Resource Management Association, 102(9), 106-109.
- Danes, S.M., & Hira, T.K. (1987). Money Management Knowledge of College Students. Journal of Student Financial Aid, 17(1), 4-16.
- Danışman, E., Sezer, D., & Gümüş, U.T. (2016). Finansal Okuryazarlık Düzeyinin Belirlenmesi: Üniversite Öğrencileri Üzerine Bir Araştırma. Kara Harp Okulu BilimDergisi, 26(2), 1-37.
- Dilek, S., Küçük, O., & Eleren, A. (2016). Kastamonu Üniversitesi Öğrencilerinin Ekonomi Okuryazarlığı. İnsan ve Toplum Bilimleri Araştırmaları Dergisi, 5(7), 1865-1878. http://dx.doi.org/10.15869/itobiad.259311.
- Er, F., Temizel, F., Özdemir, A., & Sönmez, H. (2014). Lisans Eğitim Programlarının Finansal Okuryazarlık Düzeyine Etkisinin Araştırılması: Türkiye Örneği. Anadolu Üniversitesi Sosyal Bilimler Dergisi, 14(4), 113-125.
- Ergün, B., Şahin, A., & Ergin, E. (2014). Finansal Okuryazarlık: İşletme Bölümü Öğrencileri Üzerine Bir Çalışma. Journal of International Social Research, 7(34), 847- 864.
- FODER (2020). FODER Hakkında, https://www.fo-der.org/foder-hakkinda (accessed:15.04.2019).
- FODER (2020). FODER ve Visa, Türkiye'nin Finansal Okuryazarlık Haritasını Çıkardı,https://www.fo-der.org/foder-ve-visa-turkiyenin-finansal-okuryazarlik-haritasini-cikardi (accessed: 7.05.2019).
- Furtuna, F. (2007). College Students' Personal Financial Literacy: Economic Impact and Public Policy Implications. Undergraduate Economic Review, 4(1), 1-32.
- Gökmen, H. (2012). Finansal Okuryazarlık. Baskı İstanbul: Hiperlink Yayınları.
- Hastings, J., & Mitchell, O.S. (2011). Financial Literacy: Implications for Retirement Security and the Financial Marketplace. Oxford, UK: Oxford University Press.
- Hogarth, J.M. (2002). Financial Literacy and Family and Consumer Sciences. Journal of Family and Consumer Sciences, 94(1), 15-28.
- Karabacak, S. (2013). Yönetim Kurumları ve Finansal Okuryazarlık. Anadolu Üniversitesi Sosyal Bilimler Dergisi, 15(3), 1-7. http://dx.doi.org/10.18037/ausbd.25871.
- Kieschnick, D.A.H. (2006). Financial knowledge levels and savings behaviors of Bermudian high school seniors at CedarBridge Academy. Retrospective Theses and Dissertations, 864. http://dx.doi.org/10.31274/rtd-180813-9896.
- Kim, J., & Garman, E.T. (2004). Financial Stress, Pay Satisfaction and Workplace Performance. Compensation Benefits Review, 36(1), 69-76. http://dx.doi.org/10.1177/0886368703261215.
- Lusardi, A., & Mitchell, O.S. (2007). Financial Literacy and Planning: Implications for Retirement Wellbeing. Wharton Pension Research Council Working Papers, 211.
- Lusardi, A., & Mitchell, O.S. (2011). Financial Literacy and Retirement Planning in the United States. Journal of Pension Economics and Finance, 10(4), 509-525. https://dx.doi.org/10.1017/S147474721100045X.
- Lusardi, A., Mitchell, O.S., & Curto, V. (2010). Financial Literacy among the Young. Journal o fconsumer affairs, 44(2), 358-380. http://dx.doi.org/10.1111/j.1745-6606.2010.01173.x.
- Mahdzan, N.S., & Victorian, S.M.P. (2013). The Determinants of Life Insurance Demand: A Focus on Saving Motives and Financial Literacy. Asian social science, 9(5), 274. http://dx.doi.org/10.5539/ass.v9n5p274.
- Mason, C.L.J., & Wilson, R.M.S. (2000). Conceptualising fi-financial literacy. Occasional paper, 7.
- Monticone, C. (2010). How Much Does Wealth Matter in the Acquisition of Financial Literacy? The Journal of Consumer Affairs, 44(2), 403-422. http://dx.doi.org/10.1111/j.1745-6606.2010.01175.x.
- Mottola, G.R. (2013). In Our Best Interest: Women, Financial Literacy, and Credit Card Behavior. Numeracy, 6(2), 1-15. http://dx.doi.org/10.5038/1936-4660.6.2.4.
- OECD (2005). Improving Financial Literacy Analysis of Issues and Policies Organization,https://www.oecd.org/finance/financialeducation/improvingfınancialliteracvanalvsisofissuesandpolicies.html (accessed: 12.10.2019).
- OECD (2013). Financial Literacy and Inclusion: Results of OECD/INFE Survey across Countries and by Gender. Paris, France: OECD Publishing.
- Orton, L. (2007). Financial Literacy: Lessons from International Experience. Canadian Policy Research Networks, Incorporated.
- Potrich, A.C.G., Vieira, K.M., & Kirch, G. (2015). Determinants of Financial Literacy: Analysis of the Influence of Socioeconomic and Demographic Variables. Revista Contabilidade & Finanças, 26(69), 362-377. http://dx.doi.org/10.1590/1808-057x201501040.
- Research, R.M. (2003). Survey of Adult Financial Literacy in Australia. ANZ Banking Group. https://www.anz.com/australia/support/library/MediaRelease/MR20030502a.pdf.
- Schagen, S., & Lines, A. (1996). Financial Literacy in Adult Life: A Report to the Natwest Group Charitable Trust. NFER, 36-45.
- Scheresberg, C.B. (2013). Financial Literacy and Financial Behavior among Young Adults: Evidence and Implications. Numeracy, 6(2), 1-21. http://dx.doi.org/10.5038/1936-4660.6.2.5.
- Servon, L.J., & Kaestner, R. (2008). Consumer Financial Literacy and the Impact of Online Banking on the Financial Behavior of Lower-income Bank Customers. Journal of ConsumerAffairs, 42(2), 271-305. http://dx.doi.org/10.1111/j.1745-6606.2008.00108.x.
- Taşçı, M. (2011). Okullarda Temel Finans Eğitimi Verilmesinin Önemi, Dünya Uygulamaları,Öneriler. Sermaye Piyasası Dergisi, 5, 87-103.
- Van Rooij, M., Lusardi, A., & Alessie, R. (2011). Financial Literacy and Stock Market Participation. Journal of Financial Economics, 101(2), 449-472. http://dx.doi.org/10.1016/j.jfineco.2011.03.006.
- Volpe, R.P., Chen, H., & Pavlicko, J.J. (1996). Personal Investment Literacy among College Students: A survey. Financial Practice and Education, 6(2), 86-94.
- Worthington, A.C. (2006). Predicting Financial Literacy in Australia. Financial Services Review, 15(1), 59-79.
Typ dokumentu
Bibliografia
Identyfikatory
Identyfikator YADDA
bwmeta1.element.ekon-element-000171629378