International regulatory agenda in insurance in a context of current financial crisis. Are we on the right track?

• Autorzy: Jan Monkiewicz

Warianty tytułu

Międzynarodowa agenda regulacyjna w zakresie ubezpieczeń w kontekście obecnego kryzysu finansowego. Czy jesteśmy na właściwej drodze?

• Języki publikacji: EN

Abstrakty

EN

In author's opinion, the program of regulatory actions should reflect the current role and characteristics f insurance sector and it must be coordinated with their changes. Particular specificity of insurance companies has been stressed in the paper in respect of taking over risks from other market entities, and their dissimilarity to any other subjects of the market, especially banks, has been shown. Attention has been paid to a number of changes which have been taking place within insurance industry for last few years, especially the popularity of international insurance groups, development of large and complex financial institutions, the growing globalization and cross-border trade, appearance of new business models, a growing integration with other financial services, radical changes in market offers, appearance of new market risks. The background of changes which can be observed in global scale, has been confronted to the current program of regulatory actions implemented by the main global regulatory subjects in the field of insurance.(original abstract)

Autor stoi na stanowisku, że program działań regulacyjnych winien odzwierciedlać aktualną rolę oraz charakterystykę przemysłu ubezpieczeniowego oraz musi być skoordynowany z ich zmianami. W artykule podkreślona jest szczególna specyfika zakładów ubezpieczeń w zakresie przejmowania ryzyka od innych podmiotów rynkowych oraz ukazana jest ich odmienność w stosunku do pozostałych podmiotów obecnych na rynku ryzyka, zwłaszcza banków. Zwrócono równocześnie uwagę na szereg zmian zachodzących w ostatnich latach w przemyśle ubezpieczeniowym, w szczególności rozpowszechnienie się międzynarodowych grup ubezpieczeniowych, rozwój wielkich złożonych instytucji finansowych, rosnąca globalizacja oraz handel transgraniczny, pojawienie się nowych modeli biznesowych, rosnącą integrację z innymi usługami finansowymi, radykalne zmiany w zakresie oferty rynkowej, pojawienie się nowych ryzyk rynkowych. Na tak zarysowane tło zachodzących zmian w skali globalnej autor nakłada aktualny program działań regulacyjnych realizowany poprzez główne globalne podmioty regulacyjne w ubezpieczeniach.(abstrakt oryginalny)

Słowa kluczowe

EN

Financial crisis; Insurances; Insurance risk; Financial services

PL

Kryzys finansowy; Ubezpieczenia; Ryzyko w ubezpieczeniach; Usługi finansowe

• Czasopismo: Wiadomości Ubezpieczeniowe
• Rocznik: 2009
• Numer: nr 2
• Strony: 3--16

Twórcy

autor

Jan Monkiewicz

• Politechnika Warszawska

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