Innovations and Liquidity Risks: Evidence from Commercial Banks in Vietnam

• Autorzy: Oanh Kim Thi Tran , Khoa Dang Duong , Nhi Ngoc Thanh Nguyen
• Języki publikacji: EN

Abstrakty

EN

Our study examines the relationship between innovations and liquidity risk of 37 commercial banks in Vietnam over 2010 - 2020. We employ the Ordinary Least Squares and dynamic system Generalized Method Moments to analyze a sample of 349 annual observations. Our findings show that innovations help commercial banks to reduce liquidity risk. For instance, commercial banks with mobile banking applications have a 0.24% higher liquidity than those without. Moreover, one percentage increase in training and development expenses generates additional 0.1451% liquidity. The impact of mobile banking applications is robust even if we employ alternative risk proxies such as RROA and Loan Loss Provision. Our study recommends that banks should develop mobile banking applications, and improve workforce and service quality via training and development programs. (original abstract)

Słowa kluczowe

EN

Business strategy; Financial liquidity; Training; Banking

PL

Strategia biznesowa; Płynność finansowa; Szkolenia; Bankowość

• Czasopismo: Journal of International Studies
• Rocznik: 2022
• Tom: 15
• Numer: nr 3
• Strony: 145--157

Twórcy

autor

Oanh Kim Thi Tran

• University of Finance - Marketing, Ho Chi Minh City, Vietnam

autor

Khoa Dang Duong

• Ton Duc Thang University, Ho Chi Minh City, Vietnam

autor

Nhi Ngoc Thanh Nguyen

• Ton Duc Thang University, Ho Chi Minh City, Vietnam

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Identyfikatory

DOI

10.14254/2071-8330.2022/15-3/10