Determinants of Operational Efficiency: the Case of Saudi Banks

• Autorzy: Shoaib Khan
• Języki publikacji: EN

Abstrakty

EN

The study determines the factors that can affect the operational efficiency of Saudi commercial banks. It uses the data of listed banks from the period 2010 to 2017. The panel data estimation technique of pooled ordinary least squares is used with random and fixed effects estimations to find the significant factors. Based on the Hausman test (1978) fixed effects estimation results are used for discussion. The operational efficiency of Saudi banks is influenced by the same factors highlighted for different economies, with a certain exception. Capital adequacy, profitability, and bank size have an adverse influence on operational efficiency. Contrary to this it is positively re-lated to liquidity and asset quality. The results of the study will be useful for policymakers and bank managers to support the effective role of banks in the improvement of the financial sector which is also part of the Kingdom's vision 2030 development plan. (original abstract)

Słowa kluczowe

EN

Banks' efficiency; Financial liquidity; Commercial banks; Capital adequacy

PL

Efektywność banków; Płynność finansowa; Banki komercyjne; Adekwatność kapitałowa

• Czasopismo: e-Finanse
• Rocznik: 2022
• Tom: 18
• Numer: nr 3
• Strony: 11--20

Twórcy

autor

Shoaib Khan

• University of Ha'il, Hai'lSaudi Arabia

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Identyfikatory

DOI

10.2478/fiqf-2022-0016