Czy banki sektora publicznego w Indiach stanowią porażkę rządu? - empiryczna analiza porównawcza banków sektora publicznego i prywatnego

• Autorzy: Sahil Chopra

Warianty tytułu

Are Public Sector Banks in India a Government Failure? A Comparative Empirical Analysis of Public Sector and Private Sector Banks

• Języki publikacji: PL

Abstrakty

Celem niniejszego artykułu jest przeanalizowanie zależności między rentownością banków w Indiach a ich strukturą własności. Powody dokonania pomiaru siły oddziaływania struktury własności wyłoniły się z teorii zawodności rządu. Wykorzystano niezależnie skonstruowany zbiór danych obejmujący wszystkie komercyjne banki sektora publicznego i prywatnego w Indiach według stanu z kwietnia 2020 r. Dane dotyczą okresu od 2004 do 2020 r. Poszczególne dane o bankach zebrano z ich stron internetowych, a hipotezy testowano poprzez oszacowanie modelu ekonometrycznego, w tym przypadku modelu OLS typu pooled. Wnioskiem płynącym z badania jest to, że wyniki banków będących własnością rządu są gorsze w porównaniu z tymi uzyskiwanymi przez banki prywatne. Przyczynami mogą być: ogromna liczba kredytów sankcjonowanych w sektorach priorytetowych, nieuczciwe praktyki wynikające z działania grup interesów, korupcja oraz nieefektywność pracowników w sektorach publicznych.(abstrakt oryginalny)

EN

This paper seeks to examine the relation between banks' profitability and ownership in India. The justification to measure the impact of ownership comes from the theory of government failure. An independently constructed dataset containing all commercial public and private sector banks in India as of April 2020 is used. The data ranges from 2004 to 2020. Banks' characteristics are collected from respective banks' websites, and the hypotheses are tested by estimating an econometric model, i.e., the pooled OLS model. In conclusion, the government owned banks' performance is inferior compared to private banks. This can be accredited to the huge amount of loans sanctioned in priority sectors and fraudulent cases due to the presence of interest groups, corruption, and inefficiency of employees in public sectors.(original abstract)

Słowa kluczowe

PL

Rentowność banków; Struktura własnościowa; Analiza sektorowa; Sektor państwowy; Sektor prywatny

EN

Profitability of banks; Ownership structure; Sectorial analysis; State sector; Private sector

• Czasopismo: Analizy i Studia CASP
• Rocznik: 2022
• Numer: nr 2 (14)
• Strony: 41--53

Twórcy

autor

Sahil Chopra

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Identyfikatory

DOI

https://doi.org/10.33119/ASCASP.2022.2.4