Climate Policy Relevant Sectors in the Polish Commercial Banks

• Autorzy: Aneta Kosztowniak
• Języki publikacji: EN

Abstrakty

EN

The aim of the study is to estimate credit exposures and their changes in commercial banks' portfolios in terms of sectors important for climate policy, which exposes them to the risk of transition in Poland in 2013-2022. The research concerned the analysis of changes in the structure of the loan portfolio in terms of sectors relevant to climate change (CPRS) broken down by groups (green, black, brown, dirty), industries (fossil fuels, utility-electricity, production, manufacturing, transportation, agriculture), and types of activity divided into sections. The CPRS methodology was applied (Battiston), which is used in EiOPA, ECB, EBA. The share of green exposures of the entire banking sector in 2013-2022 increased (to 49%) and the share of dirty exposures decreased (to 51%). Due to the link between the sections, the three pillars of industries with the greatest risk to transformation among the CPRS were: buildings, transportation and manufacturing.(original abstract)

Słowa kluczowe

EN

Climate; Climate policy; Banks; Commercial banks; Credit portfolio

PL

Klimat; Polityka klimatyczna; Banki; Banki komercyjne; Portfel kredytowy

• Czasopismo: Central European Review of Economics & Finance
• Rocznik: 2023
• Numer: Vol. 42, No 1
• Strony: 50--70

Twórcy

autor

Aneta Kosztowniak

• SGH Warsaw School of Economics

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Identyfikatory

DOI

10.24136/ceref.2023.004