Wielkość firmy a wzorce korzystania z usług bankowych

• Autorzy: Marek Szczepaniec

Warianty tytułu

Firm Size and the Use of Banking Services

• Języki publikacji: PL

Abstrakty

Artykuł prezentuje wyniki badań empirycznych przeprowadzonych w Polsce na losowej próbie 2 203 małych i średnich firm. Zgodnie z wynikami badań sektor małych i średnich firm jest bardzo zróżnicowany pod względem skali oraz zakresu korzystania z usług bankowych. Wzorce zachowań finansowych firm w dużym stopniu determinuje wielkość zatrudnienia. Im większa firma, tym częściej korzysta z kredytów, lokat oraz kart płatniczych. (abstrakt oryginalny)

EN

The article presents the findings from the sample survey (n = 2 203) of small and medium enterprises operating in Poland. The study shows that there were distinctive segments (micro firms, small businesses and medium-sized enterprises) that had significantly different levels of usage of banking services. The likelihood of using banking services increased with firm size. Medium enterprises were more likely to use credits, time deposits and debit cards than small firms and micro firms. (original abstract)

Słowa kluczowe

PL

Małe i średnie przedsiębiorstwa; Współpraca przedsiębiorstw z bankami; Usługi bankowe; Usługi finansowe

EN

Small business; Cooperation of companies with banks; Banking services; Financial services

• Czasopismo: Bank i Kredyt
• Rocznik: 2007
• Numer: nr 7
• Strony: 44--54

Twórcy

autor

Marek Szczepaniec

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