The Importance of Financial and Non-Financial Ratios in SMEs Bankruptcy Prediction

• Autorzy: Aneta Ptak-Chmielewska , Anna Matuszyk
• Języki publikacji: EN

Abstrakty

EN

Credit risk is considered to be a key risk in banking activity. Statistical and data mining bankruptcy prediction models can be used in assessing the credit risk of enterprises. In the case of small and medium enterprises, qualitative factors are as important as financial ones. In this paper those financial ratios and qualitative factors that are the most frequently used in assessing bankruptcy prediction of small and medium enterprises were discussed. They were analysed and assessed with the use of data mining techniques, and they were also considered from the point of view of their inclusion in the bankruptcy prediction model. (original abstract)

Słowa kluczowe

EN

Small business; Enterprises bankruptcy forecasting; Credit risk; Literature review; Research results

PL

Małe i średnie przedsiębiorstwa; Prognozowanie upadłości przedsiębiorstwa; Ryzyko kredytowe; Przegląd literatury; Wyniki badań

• Czasopismo: Bank i Kredyt
• Rocznik: 2018
• Numer: nr 1
• Strony: 45--62

Twórcy

autor

Aneta Ptak-Chmielewska

• Warsaw School of Economics, Poland

autor

Anna Matuszyk

• Warsaw School of Economics, Poland

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