Czasopismo
Tytuł artykułu
Autorzy
Warianty tytułu
Earthquake Insurance in Japan as an Example of Government Participation in Catastrophic Risk Reinsurance
Języki publikacji
Abstrakty
Celem artykułu jest przedstawienie funkcjonowania publicznego programu ubezpieczeń domów mieszkalnych od skutków trzęsień ziemi w Japonii jako instrumentu zarządzania ryzykiem katastroficznym. Analiza poprzedzona została krótką charakterystyką zagrożenia sejsmicznego w Japonii. (fragment tekstu)
The paper examines the functioning of a public programme for insuring private dwellings against the consequences of earthquakes in Japan, which performs the function of a disaster risk management tool. The special insurance programme, launched in 1966, is based on cooperation between three parties: commercial insurance companies, the state, and specialised reinsurance organization JER and rating agency Nliro. The analysis is preceded by a brief overview of Japan's seismic threat which originates from the close vicinity of the subduction of three Earth's plates. The paper identifies the major problems faced by the Japanese system including insufficient insurance penetration, great vulnerability of dwellings to damage, negative selection risk and low responsibility levels. (original abstract)
Rocznik
Numer
Strony
437--446
Opis fizyczny
Twórcy
autor
- Uniwersytet Ekonomiczny w Krakowie
Bibliografia
- AIR Earthquake Model for Japan, AIR Worldwide, Boston 2009.
- AIR Worldwide Releases Preliminary Estimate of Insured Losses for the M9.1 Tohoku Earthquake, 13.03.2011, AIR Worldwide, www.air-worldwide.com (16.03.2011).
- Annual Report 2010, Japan Earthquake Reinsurance Company, www.nihonjishin.co.jp (24.03.2011).
- Earthquake Insurance in Japan, Non-Life Insurance Rating Organization of Japan, 2008, www.nliro.jp (16.03.2011).
- EQ Insurance System in Japan. Review & Update, World Forum of Catastrophe Programs 2009, www.wfcatprogrammes.com (24.03.2011).
- Estimated Total Insured Losses at $12-25 Billion USD for M9 Tohoku Pacific Offshore Event, EQECAT, www.eqecat.com (25.03.2011).
- Horwich G., Economic Lessons of the Kobe Earthquake, "Economic Development and Cultural Change" 2000, vol. 48, nr 3.
- Japonia: rosną koszty katastrofy, "Gazeta Ubezpieczeniowa", 24.03.2011, www.gu.com (25.03.2011).
- Outline of the Company & Earthquake Insurance on Dwelling Risks in Japan, Japan Earthquake Reinsurance, www.nihonjishin.co.jp (23.03.2011).
- Risk Management Solutions, www.rms.com (25.03.2011).
- Tsubokawa H., Japan's Earthquake Insurance System, "Journal of Japan Association for Earthquake Engineering" 2004, vol. 4, nr 3.
- Ustawa z dnia 18 maja 1966 r. o ubezpieczeniu od skutków trzęsienia ziemi (Law Concerning Earthquake Insurance, Law No. 73, 18 May 1966, Japan).
Typ dokumentu
Bibliografia
Identyfikatory
Identyfikator YADDA
bwmeta1.element.ekon-element-000171206625