Extreme Types of Bonus-Malus System Fair by Transitions Rules on the Obligatory Automobile Insurance Market

• Autorzy: Barbara Cieślik
• Języki publikacji: EN

Abstrakty

EN

Four extreme types ofBMS with 'fair' transition rules defined in previous articles treat any driver with a given claim history in a very different way. If these systems coexisted on an obligatory insurance market, each of them would attract clients with different claim history. This would influence the size and the structure of portfolios in insurance companies using each of the systems, and financial situation of the insurers and the insureds as well. The question remains if all the systems could survive this competition and how the existence of other systems on the market might influence the tariff function of each of them. The aim of this article is to present a multi-equation random (original abstract)

Słowa kluczowe

EN

Compulsory insurance; Motor insurance; Insurance premium; Bonus-malus system

PL

Ubezpieczenia obowiązkowe; Ubezpieczenia komunikacyjne OC; Składki ubezpieczeniowe; Systemy bonus-malus

• Czasopismo: Roczniki Kolegium Analiz Ekonomicznych / Szkoła Główna Handlowa
• Rocznik: 2008
• Numer: nr 18 Modelling and analysis of automobile insurance and financial markets
• Strony: 83--11

Twórcy

autor

Barbara Cieślik

• Szkoła Główna Handlowa w Warszawie

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