Bankructwo przedsiębiorstwa : efektywność polskiego systemu prawno-finansowego

• Autorzy: Radosław Pastusiak

Warianty tytułu

Enterprises Bankruptcy : Effectiveness of Polish Bankruptcy Proceedings

• Języki publikacji: PL

Abstrakty

Celem tej publikacji jest ukazanie procesu bankructwa przedsiębiorstwa (działalności gospodarczej i spółki) w Polsce od strony prawnej oraz konsekwencji dla wierzycieli i dłużnika. Chciano pokazać również możliwe do zastosowania usprawnienia w zakresie przyspieszenia procedury upadłości, Jednocześnie celem pobocznym jest analiza odpowiedzialności za zobowiązania w przypadku niezaspokojenia wierzycieli upadłej firmy. W publikacji chciano odpowiedzieć na pytanie, czy istnieje możliwość skuteczniejsze kontroli i reakcji na opóźnienie w płatnościach. (fragment tekstu)

EN

Bankruptcy can be defined as a legally declared inability or impairment of ability of an individual or organization to pay their creditors. A declared state of bankruptcy can be requested by creditors in an effort to recoup a portion of what they are owed; however, in the overwhelming majority of cases, the bankruptcy is initiated by the bankrupt individual or organization. Today, bankruptcy of enterprises is common occurrence, and have very bad impact on the whole economy of a particular country. What is more, in times when trade credit is one of the main sources of short-time financing, insolvency of one enterprise may lead to bankruptcy of few other businesses. In Poland, since the year 2003, in many industries can be observed an improvement in the number of insolvencies and bankruptcies of enterprises. However, the air transportation industry, in contrast, is going through a worldwide crisis and also the restaurants and hotel sector is having a hard time because of less tourism and lower domestic demand. But generally, Poland has shown a strong decline in the number of insolvencies for 2004, in line with strong GDP growth. This situation should not change in 2005: indeed, excellent economic growth forecasts will allow failures to continue to fall in Poland due to the high mortality rate of the many newly created companies. Bankruptcy proceedings differ depending on country and law regulations. Unfortunately, in Poland, legal cases taken against institutions and enterprises which are unable to pay their debts, are not thought well, and should be changed. And the aim of this paper is to present how process of bankruptcy looks like in Poland and to show lack of its efficiency and indicate reasons of it. Also, its objective is to answer the questions: what can be done to improve bankruptcy proceedings, by whom and how make advance and speed up process of dept vindication? (original abstract)

Słowa kluczowe

PL

Bankructwo; Upadłość przedsiębiorstwa; Analiza statystyczna; Prawo upadłościowe

EN

Bankruptcy; Enterprise bankruptcy; Statistical analysis; Bankruptcy law

• Czasopismo: Acta Universitatis Lodziensis. Folia Oeconomica
• Rocznik: 2008
• Tom: 218 Finanse a efektywność mikroekonomiczna
• Strony: 133--148

Twórcy

autor

Radosław Pastusiak

• Uniwersytet Łódzki

Bibliografia

• Bankructwa 2004, Raport Euler Hermes, "Manager Magazin" 2005, no 3.
• Raport Coface Intercredit na temat niewypłacalności firm w Polsce, Coface Intercredit Poland, 10.09.2004.
• Szkodzin B., Mniej bankructw w Polsce, eGospodarka.pl.
• Business Insolvency in Industrial Countries. Raport Euler Hermes, 2004.
• SMEs and Access to Finance. 2003 Observatory of the European SMEs. No 2, European Commission, 2004.