Prospects for the Development of Equity Release Products in Poland - Reverse Mortgage from a Cultural Perspective

• Autorzy: Piotr Zbrojewski
• Języki publikacji: EN

Abstrakty

EN

The goal of this article is to determine the prospects of the development of reverse mortgage in Poland from a cultural perspective in terms of potential client preferences by carrying out a survey among people aged 18 to 30 (mostly students from different cities) and senior citizens over the age of 60. The other aim is to assess the influence of cultural determinants on the perception of equity release products. The author poses a question: In what way does ownership and inheritance attitude influence the volume of reverse mortgage sales?(short original abstract)

Słowa kluczowe

EN

Mortgage; Reverse mortgage; Social and cultural condition

PL

Hipoteka; Odwrócona pożyczka hipoteczna; Uwarunkowania społeczno-kulturowe

• Czasopismo: Real Estate Management and Valuation
• Rocznik: 2013
• Numer: vol. 21, iss. 2
• Strony: 5--12

Twórcy

autor

Piotr Zbrojewski

• University of Lodz, Poland

Bibliografia

• MAJ - WIŚNIOWSKA K., CYCOŃ M., 2011, Formy odwróconego kredytu hipotecznego w Polsce na tle wybranych krajów Unii Europejskiej, Zeszyty Naukowe PTE 11: 195 - 209.
• TOUSSAINT J., 2011, Housing wealth in retirement strategies - Towards understanding and new hypotheses Sustainable Urban Areas, Delf University Press.
• TOUSSAINT J., ELSINGA M., 2007, Home ownership as a financial resource? Household's perceptions in eight European countries, APNHR Conference, s. 165 - 182.
• Ustawa z dnia 23 kwietnia 1964 roku Kodeks Cywilny Dz. U. Nr 16, poz. 93, z późn. zm.
• www.cbos.pl, Komunikat badań, BS/77/2012
• www.mf.gov.pl, Założenia do projektu ustawy o odwróconym kredycie hipotecznym, 23.09.2011 r.

Identyfikatory

DOI

10.2478/remav-2013-0011