Redystrybucja wewnątrzpokoleniowa w systemie emerytalnym

• Autorzy: Magda Malec

Warianty tytułu

Intragenerational redistribution within the pension system

• Języki publikacji: PL

Abstrakty

Wykorzystanie wspólnych tablic dalszego oczekiwanego trwania życia przy obliczaniu wysokości emerytury w systemie zdefiniowanej składki skutkuje subsydiowaniem przeciętnie dłużej żyjących kobiet przez krócej żyjących mężczyzn. Celem artykułu jest oszacowanie skali tej redystrybucji. Przeprowadzono symulacje oparte na modelu nakładających się pokoleń z obowiązkowym repartycyjnym systemem zdefiniowanej składki oraz heterogeniczności w ramach kohorty. Uwględniono również wydłużanie się dalszego oczekiwanego trwania życia, zgodnie z projekcjami demograficznymi. Zastosowanie wspólnych tablic życia skutkuje redystrybucją w kierunku kobiet na poziomie ok. 0,5-0,7%, wyrażoną za pomocą ekwiwalentu konsumpcji jako procent konsumpcji mężczyzn w cyklu życia. Taka skala redystrybucji w ramach systemu emerytalnego w bardzo niewielkim stopniu rekompensuje kobietom dyskryminację na rynku pracy. (abstrakt oryginalny)

EN

Calculating pension benefits using unisex life expectancy tables in a defined-contribution pension system results in a situation in which men, who live shorter lives on average, in a sense subsidize women, who live longer on average. The aim of this article is to estimate the scale of this redistribution. The analysis is based on an overlapping generations model with heterogeneity within the cohort and mandatory pay-as-you-go defined-contribution pension system. In line with demographic projections, increasing life expectancy has also been considered. Applying unisex life expectancy tables results in redistribution toward women at a level of 0.5%-0.7%, expressed by a consumption equivalent as a percentage of men's consumption in the life cycle. However, this scale of redistribution within the pension system is not sufficient to compensate women for labor market discrimination. (original abstract)

Słowa kluczowe

PL

Redystrybucja; System emerytalny; Relacje międzypokoleniowe; Model pokoleniowy

EN

Redistribution; Pension schemes; Intergenerational relations; Overlapping Generations Model (OLG)

• Czasopismo: Gospodarka Narodowa
• Rocznik: 2017
• Numer: nr 4
• Strony: 63--81

Twórcy

autor

Magda Malec

• Szkoła Główna Handlowa w Warszawie

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