Wpływ wejścia banków zagranicznych na rynek krajowy - przegląd badań

• Autorzy: Agnieszka Kwiatkowska
• Języki publikacji: PL

Abstrakty

W artykule omówiono wybrane badania dotyczące wpływu wejścia banków zagranicznych na rynek krajowy. W literaturze przedmiotu pojawiają się poglądy wskazujące zarówno na pozytywne jak i negatywne aspekty udziału zagranicznego dla rynku bankowego. Ponadto większość dotychczasowych badań w tym zakresie koncentruje się w głównej mierze na wpływie zagranicznych banków na rentowność i poziom kosztów banków krajowych (wpływ na marŜę odsetkową netto, produktywność aktywów, koszty ogólne, przychody pozaodsetkowe i straty kredytowe). Wskazuje się równieŜ na znaczenie podmiotów zagranicznych w poprawie funkcjonowania sektora bankowego, zwiększeniu konkurencji na rynku czy teŜ ograniczeniu liczy lokalnych kryzysów bankowych. Celem niniejszej pracy jest przegląd wybranych badań z zakresu wpływu na krajowy rynek bankowy rosnącego udziału banków zagranicznych. (abstrakt oryginalny)

EN

Paper discussed the selected research on the impact of the entry of foreign banks on the domestic market. In the literature on the subject, there are views indicating both positive and negative aspects of foreign participation for the banking market. Moreover, most of the research to date in this respect focuses mainly on the impact of foreign banks on the profitability and level of domestic banks' costs (impact on the net interest margin, asset productivity, overhead costs, and non-interest income and credit losses). It also indicates the importance of foreign entities in improving the functioning of the banking sector, increasing competition on the market or limiting the number of local banking crises. The aim of this work is to review selected research on the impact of the growing share of foreign banks on the domestic banking market. (original abstract)

Słowa kluczowe

PL

Bankowość; Banki zagraniczne

EN

Banking; Foreign bank

• Czasopismo: Studia Ekonomiczne, Prawne i Administracyjne
• Rocznik: 2017
• Numer: nr 4
• Strony: 21--33

Twórcy

autor

Agnieszka Kwiatkowska

• Uniwersytet Technologiczno-Humanistyczny im. Kazimierza Pułaskiego w Radomiu

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