Crowdfunding and Financial System Models

• Autorzy: Aneta Ewa Waszkiewicz , Maria Kukurba

Warianty tytułu

Crowdfunding a modele systemu finansowego

• Języki publikacji: EN

Abstrakty

EN

The subject of the analysis is the relationship between the development of crowdfunding and the model and development of the financial system. The research goal is an attempt to answer the question: does the dynamic development of crowdfunding as a radical financial innovation result from the model of the financial system and its structure, or the level of its innovation and digitization, or do these factors not play a significant role. Literature analysis, statistical and descriptive analysis and ranking method were used as the research method. Based on the results, it should be stated that there is no clear division of financial systems into a market or bank-based model among Western European countries, while financial systems are increasingly divided into those innovative and traditional. The development of the financial market, combined with a high level of innovation and digitization of the economy, favours the development of financial innovation in the form of crowdfunding.(original abstract)

Przedmiotem analizy jest zależność między rozwojem crowdfundingu a modelem i rozwojem systemu finansowego. Cel badania stanowi próba odpowiedzi na pytanie, czy dynamiczny rozwój crowdfundingu, jako radykalnej innowacji finansowej, w wybranych krajach europejskich wynika z przyjętego modelu systemu finansowego i jego struktury, poziomu innowacyjności, czy też wskazane czynniki nie odgrywają istotnej roli, a crowdfunding należy analizować w perspektywie zmian społecznych. Jako metody badawcze zastosowano analizę literatury, analizę statystyczno-opisową oraz metodę rangowania. Na podstawie otrzymanych wyników należy stwierdzić, że nie ma wyraźnego podziału systemów finansowych na model rynkowy lub bankowy wśród krajów Europy Zachodniej, natomiast systemy finansowe dzielą się na te innowacyjne i tradycyjne. Rozwój rynku finansowego, połączony z wysokim poziomem innowacji i cyfryzacji gospodarki, sprzyja rozwojowi alternatywnych źródeł finansowania, jakim jest crowdfunding.(abstrakt oryginalny)

Słowa kluczowe

EN

Crowdfunding; Financial system

PL

Finansowanie społecznościowe; System finansowy

• Czasopismo: Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu
• Rocznik: 2020
• Numer: nr 2 (64)
• Strony: 97--108

Twórcy

autor

Aneta Ewa Waszkiewicz

• Warsaw School of Economics (SGH)

autor

Maria Kukurba

• Warsaw University of Technology, Poland

Bibliografia

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Identyfikatory

DOI

10.15611/pn.2020.2.08